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WeChat Bank is a new concept of "WeChat Bank" launched by China Merchants Bank on July 2, 2013.

The service scope of WeChat Bank has expanded from credit card services to a comprehensive service platform for all customers including debit card and credit card services, which can realize a series of services such as transfers and remittances, mobile phone recharges, and appointment processing.

The credit card services on the WeChat platform can be divided into two categories. One is the credit card series functions of some commercial banks; the other is some that are not “WeChat Bank” in the true sense, but Separate credit card service center.

Many banks have stated that they will further optimize the functions of WeChat banking, providing transfers and remittances, financial management, local life, cardless withdrawals, mobile phone recharge, credit card bill and points inquiry, credit card quick repayment, WeChat withdrawals, WeChat Payment, micro-remittance, micro-financing and other functions.