1. Bank of Communications credit card bill can be divided into 24 installments at most. The installment fee rate is 0.72%/ month. The specific rates and periods are subject to the credit card system of Bank of Communications.

2. The Bank of Communications credit card can be divided into 24 cash installments at most, and the handling fee rate of cash installment is 0.75%/ month. The specific rates and periods are subject to the system display.