1. Call Shanghai Pudong Development Bank Credit Card Customer Service Hotline 4008208788 to apply for early termination of installment payment, and the full amount will be included in the next bill, and repayment will be made according to the repayment amount of each installment shown in the minimum repayment amount of the bill.

2. If repayment is made on schedule, the remaining expenses and the expenses of each installment shall be paid in one lump sum.