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Can I withdraw cash from industrial and commercial credit cards?

Can I withdraw cash from ICBC's credit card?

Our credit card can be used to withdraw RMB at any ICBC outlet or ATM with the logo of "UnionPay" in China. Withdrawals using our dual-currency and multi-currency credit cards must be handled at the outlets where the business is opened.

(The above contents will be answered by ICBC's intelligent customer service "Gong Xiao Zhi" on September 14th, 221. Please take the actual situation as the case may change)

Can ICBC withdraw cash from its credit card?

Credit cards can be withdrawn directly. Cash withdrawal methods of credit cards include counter cash withdrawal, ATM cash withdrawal, mobile banking cash withdrawal and personal online banking cash withdrawal. Cardholders can withdraw cash directly or transfer money to debit cards. The withdrawal amount of a credit card is usually half of the credit line, and the withdrawal fee and interest need to be paid.

different banks have different ways to calculate the cash withdrawal fee, and most of them are charged at one time according to 1% of the transaction amount; Cash withdrawal interest is calculated in the same way, and it is charged by the day according to .5% of the transaction amount, from the date of withdrawal to the day before the repayment date. Therefore, the cost of withdrawing cash by credit card is very high, and it is recommended not to withdraw cash as much as possible.

if you need money urgently, you can consider big-brand credit products such as AliPay Loan, Tencent Micro-loan, and Xiaoman Finance Money Flower. Money Flower is a credit brand of Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services, and borrows money to go to Xiaoman Financial APP.

Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties. Its credit service brand has the money to fully support small and micro production and operation, and Du Xiaoman Finance is the first choice for most small and micro owners. It is reported that 7% of the credit users of Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of loans to small and micro business owners.

This answer is provided by Kangbo Finance, which focuses on the interpretation of hot financial events and the popularization of financial knowledge. It is professional and interesting, making financial content that people can understand, and conveying financial value in vivid and diverse ways. I hope this answer is helpful to you.

I'd like to ask if I can withdraw cash from ICBC's credit card.

I can withdraw cash, and I can withdraw RMB at any ICBC outlet or self-service equipment with UnionPay logo with my credit card. The advance cash limit is set according to the card usage, which is included in the credit limit of the credit card, and the cash withdrawal limit generally does not exceed 5% of the credit limit.