The reason for this situation is that part of the consumption amount in the card is included in the next bill, so there are debts to be repaid in the next period. Or swipe the card to generate a bill just after payment, and in another case, an annual fee is generated in the card just after payment.

1. It is a common phenomenon that credit cards are still in arrears, and it is also a routine operation. Unless all the consumption amount of the user is included in the current bill, then the user chooses to repay in full and does not continue to use the credit card, so there will be no debt after repayment.

There is no relationship between the current bill and the total debt. Each repayment of the credit card is for the debt of the previous period, and the remaining part of the total debt can still be repaid on the billing date of each month. There are still some unpaid bills, which shows that it is normal to have arrears.

3. Credit card, also known as debit card, is a credit certificate issued by commercial banks or credit card companies to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

4. The credit card stipulated in the relevant laws of China (Interpretation of the Provisions of the NPC Standing Committee on Credit Cards) refers to an electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement and cash deposit and withdrawal. 20 17 12 1, the English translation and writing standard for public services was formally implemented, and the English names of credit cards were specified.

5. Credit cards are generally special plastic cards, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and there are chips, magnetic strips and signature strips on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks. Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day.