For security reasons, it is best to report the loss of the credit card and issue a new one. However, many card friends don't know much about the new card. For example, some people want to know whether the validity period of the new card and the old card is the same, or whether it will change. Let's have a look.
Will the validity period change after the credit card is reported lost and reissued?
I will. In addition to the validity period, the three-digit security code on the back of the credit card will also change, and only the pinyin of the cardholder's name and the card type on the card face will remain unchanged.
The main purpose of this regulation is to avoid risks and better protect everyone's personal information from being leaked, so even if others find the old card, it is useless.
Matters needing attention when reporting the loss of credit card:
1. If you get a new lost replacement card, you must activate it before you can use it. There is no activation time, but generally it cannot exceed the validity period of the credit card. Otherwise, the expired inactive credit card will be invalid, and you need to apply for a new credit card. After activation, be sure to sign your name in the signature column on the back of the credit card.
2. There is no need to reset the password after the new card is activated. Generally, the password of the old card is used, but if you feel unsafe, you can reset the password. There are many channels to be set up, such as telephone banking and mobile banking.
It usually takes two jobs to make a new card after reporting the loss. After the card is successfully processed, the account, quota and points of the old card will be automatically transferred to the new card.
4. If the bill is issued during the loss reporting period of the credit card, it must be repaid on time. If the new card has been made successfully and you know it, you can refund the money to the new card. If you don't know the new card, you can transfer the money to the old card for repayment.
Do I need to reactivate my credit card after recharging? Which password to use?
Many friends lost their credit cards, or their cards were worn out, so they reissued a new card. After getting a new card, many people will have various questions, such as whether the new card needs to be reactivated after replacement and whether to set a password. Here is a brief introduction.
Do I need to reactivate my credit card after recharging?
As we all know, in order to ensure the safety of using the card, the new cards issued by the bank are not activated and need to be activated by the cardholder himself. It is the same whether it is the first time to issue a card or to reissue a new card, which can prevent others from stealing the card, so the credit card needs to be reactivated after the card is reissued.
The activation method is simple. You can use the reserved mobile phone number to call the service hotline of the issuing bank and complete the activation step by step according to the voice prompts. Or through the credit card official website channel, find the credit card activation option, enter the activation page, enter the cardholder's ID card, and obtain the verification code for activation.
After the new card is activated, the old card will be invalid immediately. Even if it has not expired, the card can no longer be used. The account, points and limit of the old card will be automatically transferred to the new card. If the credit card has outstanding debts, you can transfer the money to the old card or the new card. Anyway, the old and new cards can receive repayment normally.
Some friends will ask whether it is necessary to reset the password after the credit card replacement card is activated. This is unnecessary. The new card uses the password of the old card. If the old card has a query password and a transaction password before, the new card does not need to be reset. Of course, if the cardholder feels unsafe, he can call the service hotline of the issuing bank, transfer the manual service with the help of customer service, and modify the password.
The above is the introduction of "Do you need to reactivate the credit card after it is replenished?". I hope it will help strike hard.
Is the information of the new card reissued after the loss of the credit card the same as that of the old card?
Not necessarily. After the credit card is reissued, whether it is the same as the original depends on the specific situation:
If the card is reissued due to expiration or damage (such as broken card, degaussing, etc.). ), the new card will generally be consistent with the original card and will not change.
If the card is lost, report the loss; Or because of risks, upgrades and other reasons, the new card is usually different from the original card. After receiving the new card, customers often need to reset the new password for cash withdrawal.
Credit card is a credit certificate issued by commercial banks or credit card companies to qualified consumers.
The form of credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
The role of credit cards:
1. It is convenient for people's life and saves the trouble of carrying cash. And there are no geographical restrictions on using credit cards. Whenever you swipe your card anywhere in China, you can swipe it as long as you have the UnionPay logo, and there is no handling fee.
2. Be able to participate in various discount activities in cooperation between merchants and banks;
3. The points earned by credit card spending can be exchanged for gifts;
4. Timely repayment after swiping the card will enhance the credibility of personal banks.
Credit card withdrawal methods are:
1. Cash withdrawal at the counter:
Cardholders can take their credit cards to any bank counter, apply to the staff for cash withdrawal, and then enter the cash withdrawal password with their help to withdraw cash.
2. Cash withdrawal by tying the card:
The cardholder can bind the credit card with a peer savings card in the online banking of the credit card, then transfer the credit line to the savings card, and then use the savings card for consumption, which is also called cash withdrawal.
3.ATM withdrawal:
Insert the credit card into the ATM, enter the payment password of the credit card, select cash withdrawal, then enter the cash withdrawal amount, and finally confirm.
Credit card repayment methods are:
1, ATM repayment. Cardholders can go to the ATM of the bank to make a card deposit, and depositing money in the credit card means paying back the money.
2. Mobile banking repayment. All major banks have mobile banking software, which can be installed on mobile phones to repay credit cards.
3. AliPay repayment. Alipay has a credit card repayment function. Click "Credit Card Repayment" on the homepage, and you can repay after binding the credit card.
4. wechat repayment. There is a credit card repayment function on WeChat. Click "Me"-"Pay" to see the "Credit Card Repayment" function.
5. Repay at the bank counter. Cardholders can go to bank outlets with credit cards, ID cards and cash, and handle credit card repayment business at the counter.
Can the original credit card continue to be used after the credit card (debit card) is replenished?
After the credit card (debit card) is replenished, the original card cannot be used. When the user reissues a new card, the original card must be permanently lost. After the user activates the new card, the original card automatically becomes invalid. So the user received a new card, and both consumption and repayment were run on the new card. As for the original card users, whether they have found it or not, they can't use it. Even if someone finds out, there is no risk of being stolen.
Of course, the user found that it was the original card after replacement, and the original card could not be used any more, because there was a new card.
How long does it take for China Bank to recharge its credit card?
Hello, after the credit card is successfully reissued, the card will be processed within 3 working days, and the BOC credit card will be sent to your mailing address registered in BOC by express delivery, and the mailing time will be about 3-5 working days.
If you haven't received the card for a long time, please directly call the 24-hour credit card hotline of China Bank (overseas, Hong Kong, Macao and Taiwan: 86 10-66085566) and transfer to manual service for inquiry.
The above contents are for your reference. Please refer to the actual business regulations.
Do I need to activate the credit card of China Bank after recharging?
China Bank's credit cards need to be activated again when they expire, reissue, report the loss and reissue, and get a new card.
The above contents are for your reference. Please refer to the actual business regulations.
So much for the introduction of credit card renewal.