If the lending institution no longer inquires about the user's credit information before lending, swiping a large credit card will not affect the final lending result. However, it takes a long time for users to apply for loans, and lending institutions will check their credit again before lending. At this time, swiping a large credit card will increase personal debt, and it is not excluded that this consumption record will directly affect the loan result. The above is the relevant content of the large credit card with 10000 before the loan.

What about credit cards?

1. Prepare materials in advance: the customer first goes to the issuing bank's business outlets and brings personal identification documents and other materials;

2. Apply for card opening: at the bank counter, indicate to the staff that you want to apply for a credit card, inquire about the type and grade of credit card that you like and are suitable for, and then explicitly apply for a credit card from the bank staff;

3. Qualification examination and approval: the bank will examine and approve the applicant's qualification, and the examination and approval work mainly focuses on the applicant's personal credit and the applicant's repayment ability. After comprehensive evaluation, the bank decides whether to open a card for the applicant;

4. Card Issuance: After approval, the bank will issue a corresponding notice to inform the user of the expected credit card issuance time. After the applicant gets the card, the activated card can be used.

This paper mainly writes about the knowledge points of large credit card with 10000 before loan, and the content is for reference only.