In Gongshu District, Hangzhou, Zhejiang, overdue credit cards of Ping An Bank can be handled through negotiation. The method is as follows:

1. Call the service number of Ping An Bank’s credit card and transfer it to a manual, indicating that the individual is temporarily unable to do so. To repay, apply for negotiated repayment and wait for the bank staff’s reply.

2. When negotiating, indicate that the individual does not intend to be overdue. If there is no overdue record before, the bank will not regard the cardholder as overdue.

3. If there are special circumstances, you need to explain it clearly to the bank. For example, if you are affected by a natural disaster or an epidemic or other unexpected public events, and you temporarily lose your labor income in a short period of time, the bank will have relevant policies. Will protect the legitimate rights and interests of workers.