If it is overdue, it will affect your credit report.

If the credit card is not paid off in time before the repayment date, it will be deemed to be overdue, and the overdue record will be included in the personal credit report, which will have an impact on subsequent rights and interests. Exercise has certain negative effects.

After the China Merchants Bank credit card has activated the value-added service of card security, the cardholder needs to repay 5 yuan every month. This 5 yuan value-added service fee will be automatically deducted from the credit card on the 1st of each month.