The credit card of Bank of Communications was overdue by 6,000 yuan in full in February, and Wuhan Outsourcing Company was asked to make a payment, saying that it would send a lawyer's letter home. Will I receive a lawyer's letter after the deadline in February? This is their way of dunning, aggressive. Sometimes it seems that being an hour late is not enough. It's so irritating. I'll call you from Shanghai in three months. As for the third party to collect money or sue, that is the next possible method. However, you always have to pay off your debts. It is better to return it early than late, otherwise it will have a great impact on your credit history.