PS: Personally, I think ICBC is not good, with poor service attitude and frequent accidents. I used the cards of China Merchants Bank and Bank of Communications. The cards of China Merchants Bank are very beautiful, and there are many coupons of Bank of Communications. Oh, Everbright doesn't charge for cash withdrawal, but there are fewer outlets:)
I hope these can help you. I played by hand. If you are satisfied, I will give you points!
Student ID card is ok, but only student ID card can be used, and the credit limit will be relatively small. The procedures for handling the card are basically the same in all banks, but before you do it, you must ask how the card fee is exempted. If the fee for this month is not paid back in installments, how is the interest calculated? You are still a student, and credit cards give people the illusion of free consumption, but in the end, you have to pay back the principal with interest. Few people can withstand this temptation. You must carefully consider whether to handle it!
Maximum overdraft 1000 to 2000. As for the interest, I'm not sure, but the first two months were paid according to the minimum repayment amount, and the interest was only one or two yuan. Later, it gradually increased to tens of yuan.
God, I'm exhausted. I ask for extra points: P