Bank card repayment can be changed as follows; (1) It is necessary to explain the situation to the lending bank, replace it with a new one after approval, and inform the bank; (2) If the original card is lost, notify the lending bank as soon as possible; (3) notify the loan bank of the new card in time after reissue; (4) If repayment occurs during the loss reporting period, contact the loan bank to ensure the normal repayment of the loan or a few days' grace.
credit card repayment
Credit card repayment means that when the cardholder's credit card consumption reaches the final repayment date, in order to ensure the cardholder's good credit record, the bill consumption funds will be returned to the bank.
Repayment process
Issuing bank also
1. Log in to the ATM repayment homepage of the opening bank and click on the credit card repayment;
2. Fill in the credit card repayment information: select the credit card issuer according to the prompt, enter the credit, cardholder's name, monthly repayment date, repayment amount and contact information and confirm;
4. Transfer out the debit card to complete the payment through online banking: according to the prompt, complete the payment through online banking with the debit card of another bank;
5. Query the transaction after repayment and print the receipt.
Network repayment
Credit card online repayment is one of the main repayment methods of bank credit card repayment, and online repayment has become a common repayment method for credit card users.
1. Payee account name: fill in the name of the credit card holder.
2. Payee's bank: fill in "Bank Credit Card Center".
3. Transfer to payee's account: fill in 16-digit credit card.
4. Remarks: Fill in "Credit Card Repayment".
5. Withdrawal password: fill in the one-card withdrawal password.
6. After confirmation, the system will prompt whether the transfer was successful and the transfer amount.
7. Accepted currency for repayment of the "payment plan" function: RMB.
8. Cardholders can use the "payment plan" function to set the payment date in advance, and online banking will transfer the money from one card to the cardholder's credit card or someone else's credit card designated by the cardholder once or regularly every month according to the cardholder's requirements.
9. Currency accepted for repayment by the "credit card payment" function: USD and RMB.
10. If the cardholder has opened personal banking professional version 4.5 or above on the one-card network and handled the self-service transfer business between the one-card and the credit card, he can use the "credit card payment" function to transfer the repayment from his one-card account to his credit card.
Second, how to change the common sense of bank repayment/loan?
If you want to change the loan bank, first of all, you need to contact your account manager, and then you need to go to the account manager to sign the change order, and then your account manager will sign it for you!
Third, replace the loan repayment bank card?
1. Bring a new card, ID card and loan contract.
2. The original house mortgage loan contract
3. The original property ownership certificate of the purchased house (if any) shall go through the formalities for changing the repayment account at the original loan bank. When changing cards at the bank, you must bring your ID card and the old card in front, fill in a special business application form, and copy your ID card. If you change your passbook, you have to pay the 5 yuan fee again. You can use it when you change the card successfully! The money in the old card will also be transferred to the new card, but online banking is bound to the old card, so get a new online banking card! Remember to cancel the online banking of the old card first!
Fourth, how to change the common sense of bank repayment/loan
Why should I check Alipay for bank loans? I just need to take my ID card to the bank counter to check it, and then I can report the loss and reissue it.
It takes 7 days for a bank to reissue a card. If you pay back these days, you should deposit it in the card by account deposit. After the deduction period, report the loss to the bank.