Which position is better, bank teller or bank credit card center approval position?

1. Bank tellers and bank credit card center approval positions: In the long run, bank tellers are better than credit card center approval positions, because bank personnel promotions are basically based on selection from two major departments, one is the company The business department is the credit department, and then the sales department. Therefore, starting from the bank teller in the sales department, it is necessary to master the basic business. As for the pressure and income, the pressure is basically the same. In terms of income, tellers are relatively Also a little higher.

2. Bank tellers generally refer to bank employees who have direct contact with customers at the bank branch counter. Bank tellers work on the front lines. This is because the first person a customer enters a bank is the teller. They are responsible for detecting and stopping erroneous transactions to prevent the bank from losing money. This position generally requires employees to be cordial and cordial with customers, and to provide customers with banking services and information about their accounts.

3. The credit card approver decides whether to veto the scoring model: for approved/rejected applicants under special circumstances, a high-side override can be performed, that is, refusing to approve applications with a passed risk score. or low-end override, that is, approving applicants who fail to pass the application risk score, but the relevant reasons and decisions must be recorded as a basis for future analysis and tracking.

What is the review process for ICBC credit cards?

The ICBC credit card application review process is as follows:

1. Collect the ICBC credit card application form filled out by the user.

2. The risk assessment post, credit reporting post, etc. review the authenticity of the information filled in by users applying for ICBC credit cards and conduct risk assessments on users.

3. Approval post: The supervisor is responsible for issuing cards and approving the limit. This is a post that is closely related to users. The approval post is responsible for whether the user's approval can be passed, as well as the user's credit limit. The general approval principle is: the first-time credit limit without a guarantor shall not exceed 50% of the applicant's annual income. If there is no basis, it can be estimated based on the average income of the industry. The general approval time is one week, and the approval notification method is SMS notification.

4. Card production and card issuance: After passing the review, the bank card business department will start card production.

5. Card issuance: Mail a credit card to the user or notify the user to collect the credit card.

How to approve ICBC credit card, the process is as follows

1. Collect the ICBC credit card application form filled in by the user

2. Review by risk assessment station, credit reporting station, etc.

3. Approval post

4. Card production

5. Card issuance

What does a credit card application specialist do? Work! The more specific the better!

1. Credit card specialists are sent by the bank’s credit card department to life insurance companies to assist life insurance salesmen in handling credit card business.

Take Ping An Insurance as an example. Ping An’s life insurance salespeople can do cross-selling, banking business, property insurance business, credit, securities, investment, etc. Therefore, banks, property insurance, securities and other companies will designate a specialist for each department to assist salesmen in handling their own company's business, and provide relevant training and guidance to life insurance salesmen.

For banks, they are banking specialists, for property insurance companies, they are property and casualty insurance specialists, and for securities companies, they are securities specialists.

To put it simply, I am very familiar with life insurance and am an expert, but it is impossible to be an expert in property insurance, banking, and securities. In that case, I need the guidance and assistance of these specialists.

II. Job Description

Job Responsibilities:

1. Applicants aged 23-45, with one year or more work experience; (Nanjing locals may qualify Relaxed)

2. Educational background: college degree or above;

3. Enthusiastic and positive, motivated and responsible, loves his job, and can accept training from the company;

4 , have good organizational and communication skills, and be able to endure hardships and endure hardships;

5. Be able to accept challenging work with good psychological quality and teamwork ability;

6. Have experience in finance, Applicants with working experience in management, insurance, sales, service, medicine or law industries are preferred.

Job Requirements:

Job Requirements:

1. Serve the company’s VIP customers and high-value individual customers, and provide comprehensive financial management for high-value individual customers. Services;

2. Banking business: related products and services provided by Ping An Bank, including savings business, financial management business, credit card business, credit business, etc.;

3. Securities business: Stocks, bonds, funds;

4. Trust business: property trust management, financial product trust management;

5. Life insurance: health, accident, pension, education fund, group insurance etc.;

6. Property insurance: car insurance, home property insurance, cargo transportation insurance, public liability insurance, etc.;

7. Regularly contact customers to report the income of financial products, Maintain a good relationship of trust.

Can I still make amends if I failed the personality test at the approval post of Ping An Bank’s Credit Card Center?

Yes. If you fail the personality test, you can retake it once, 3 months or 6 months later. Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has many special functions.

Honors received

In 2015, Ping An Car Owner Card won the “Shenzhen Banking Industry Financial Innovation Excellence Award” and the “Shenzhen Nanshan District Financial Innovation Contribution.

Ping An Car Owner Platinum Credit Card won the 2017 Nandu Golden Nugget Award for "Most Popular Credit Card".

Ping An Platinum Credit Card and Ping An Elite Platinum Credit Card won the "Sixth China Credit Card Award" hosted by the Economic Observer. "Financial Excellence Award", and won the "2017 Excellent Credit Card Service Bank" award in one fell swoop.

This is the end of the introduction to the credit card approval position and credit card approval position. I wonder if you found the information you need. ?