How to obtain Shanghai Pudong Development Bank credit card star rating:
Every 2,500 yuan in accumulated points transactions is equivalent to 1 card star, and every 100 yuan in principal amount of a single installment transaction is equivalent to 1 card star. , every 1,000 yuan of daily average excess deposit in each natural quarter is equivalent to 1 card star.
At the same time, the first rating was in early October 2014. Cardholders who accumulated more than 450 card stars from January to September 2014 (inclusive) were rated as Platinum Diamond customers, and the accumulated card stars were 180. Those with a cumulative number of stars (inclusive) to 450 are rated as gold diamond customers, and those with a cumulative number of stars from 18 (inclusive) to 180 are rated as silver diamond customers;
The second rating was in early January 2015, 2014 Cardholders with accumulated card stars of 150 (inclusive) or more from October to December are rated as Platinum Diamond customers, and cardholders with accumulated card stars between 60 (inclusive) and 150 are rated as Gold Diamond customers. Customers with 6 (inclusive) to 60 diamonds rated as silver diamonds.
Extended information:
How to increase credit limit of Shanghai Pudong Development Bank credit card:
1. Shanghai Pudong Development Bank online banking.
2. Shanghai Pudong Development Bank mobile banking.
3. Shanghai Pudong Development Bank counter.
4. Shanghai Pudong Development Bank’s WeChat official account.
Tips for increasing the limit of Shanghai Pudong Development Bank credit card:
1. Add documents proving financial resources. Banks will make an assessment when approving a credit card holder's credit limit. Income level and asset status are important factors. The higher the income, the higher your credit limit will generally be. Therefore, if your financial situation has improved, or if you did not provide sufficient supporting documents when applying for a credit card, you can supplement the proof.
2. Use your credit card to make purchases multiple times in a row. There are many places in life where you can use credit cards, for example, when you go shopping in a supermarket, buy things online, go to a mall to buy electrical appliances, etc. Try to swipe credit cards wherever you can. Swiping more cards means you have a strong spending power, and the bank will naturally know that you need to increase your credit card limit.
3. Repay on time after consumption. After swiping your card for consumption, you must make timely repayments every month, and do not miss the final payment date. On the one hand, this is a manifestation of the cardholder's good credit, and on the other hand, it can also prove the cardholder's repayment ability.
Baidu Encyclopedia - Shanghai Pudong Development Bank Credit Card