The method of repaying credit card free of charge:
The first method is to pay cash at the bank counter. This is the most direct method, the disadvantage is that you must go to the credit card bank before the repayment date.
second, go to the bank to pay the bill by credit card repayment self-service terminal. If there are many people in the bank, you can pay by yourself at the credit card repayment self-service terminal without waiting. But sometimes it will be delayed for a day or two.
thirdly, the debit cards of peers are bound to make automatic repayment. This method is better, just open the card at the bank and bind it. As long as there is enough money in the debit card, you don't have to worry about the time and amount of repayment, and the bank will draw it away by itself. There will be no handling fee for peers.
fourth, online repayment. Online repayment methods such as UnionPay Online are now popular. There are many banks whose credit cards can realize online repayment, and there is no handling fee.
fifth, China Unionpay Quick Pass and China Unionpay Quick Pass are the official apps of China unionpay, and they also have the function of credit card repayment. There is no handling fee for credit card repayment through China Unionpay Quick Pass.