Generally speaking, if your credit card bill is negative, in fact, you don't have to worry very much, which means that you have a deposit balance, which means that you have exceeded the repayment, so you don't need to repay in this period.
There is usually such a formula that the total repayment amount of credit card in the current period = repayment balance in the previous period-paid amount/newly signed amount in other accounts/other expenses. If the "overdue repayment amount" is positive, it means that there are overdue accounts that need to be repaid immediately during this period, otherwise the overdue record will continue. If the "Total Amount Payable in Current Period" is positive, it means that there are arrears to be repaid in this period; If it is negative, it means that there is a deposit balance and there is no need to repay it in this period.
There are two main credit card limits, including daily credit limit and maximum credit limit. Among them, the daily credit line is the conventional available line combined with the daily consumption habits of cardholders; The maximum credit limit refers to the maximum credit limit that cardholders can apply for according to their needs. When there is a consumer demand that exceeds the daily credit limit, you can apply to raise the daily credit limit to the highest credit limit through customer service channels.
The credit card bill shows that the negative number is excess, there is overpayment, and there is no consumption in this period, so the bill shows negative number (if you still owe money, it shows positive number).
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What does negative credit card mean?
1. Generally speaking, if your credit card bill is negative, it means that you have a deposit balance, which means that you have overpaid, so you don't need to repay in this period.
2. Generally, there is such a formula: the total repayment amount of the credit card in the current period = the repayment balance in the previous period-the paid amount/the newly signed amount in other accounts/other expenses. If the "overdue repayment amount" is positive, it means that there are overdue accounts that need to be repaid immediately during this period, otherwise the overdue record will continue. If the "Total Amount Payable in Current Period" is positive, it means that there are arrears to be repaid in this period; If it is negative, it means that there is a deposit balance and there is no need to repay it in this period.
3. The negative number on the credit card bill is over-paid, and there is no consumption in this period, so the bill shows a negative number (if there is still money owed, it is a positive number).
4. For example, if your credit card balance is-1000, it means that you have saved 1000 more than you owe 1000. For the credit card overpayment, it is recommended not to take it out, because there may be a handling fee, which can be spent directly. Credit card is to deduct the overpayment first, and then deduct the credit line.