CITIC's first credit card was a credit card launched by CITIC Bank. "First-time credit card version" refers to the special discount for the first use of the card (that is, credit card). After swiping the first card, the bank will give the cardholder corresponding gifts or rewards, such as points, vouchers, discount coupons, etc., and the annual fee will be exempted in the first year. For the first time, cardholders can get higher bonus points by swiping their credit cards for shopping.