Hello, the interest accrual rules for Agricultural Bank of China credit cards:

For non-cash transactions, if you repay in full as scheduled, you will enjoy the preferential treatment of the interest-free repayment period; if you If you fail to repay the full amount of the debt on time, you will not enjoy the preferential treatment of the interest-free repayment period, and interest will be calculated based on the daily overdraft balance (not the full amount), that is, interest will be calculated based on the daily overdraft balance in installments, and you will need to pay the overdraft amount. Interest from the date of bank accounting. For cash advances, the preferential treatment of interest-free repayment period will not be enjoyed, and interest from the date of bank accounting must be paid. The daily interest rate for the above-mentioned interest is 0.05%, and compound interest is calculated monthly and deducted from the cardholder's account. For details, please see the official website of Agricultural Bank of China - Credit Card Tips - Repayment Interest Rate