no.

generally speaking, the investment application of online lending platform can basically be passed in T+1 days, and the optimization plan of micro-lending network is generally composed of dozens of targets. When the targets are full, the targets will be matched for all users, and the review will begin after the matching is completed, because the amount is relatively large and the review is relatively slow.

under normal circumstances, the interest calculation time: T+1 working days after the bid is full. However, if the business volume is large, sometimes the review speed will be a little slow, and it is normal for Ken to delay a few working days later.

Credit investigation is a professional and independent third-party organization that establishes credit files for individuals or enterprises. And collect and objectively record their credit information according to law, and provide a series of credit information services to the outside world according to law and compliance. Information and provide credit information services to the outside world according to law, which provides a platform for professional credit institutions to enjoy credit information.

Credit investigation records a person's previous credit behaviors, which will affect a series of economic activities in the future, and these behaviors will be listed one by one in the personal credit report. This is what people call "credit record". In a certain sense, credit investigation can restrain the behavior of enterprises or individuals in the system, which is also conducive to the formation of a good social credit environment. And in the moral sense, it also critically promotes the formation of the concept of honesty. Because honesty is the foundation of a person's foothold in society, a social morality and a basic principle of dealing with people.