2. Return the wrong credit card. Some users have handled more than one credit card in the same bank, and although the accounts are the same, they still have to pay separately. If they accidentally remember the payment date and return the card by mistake, the amount will not be recovered. At this time, you also need to transfer money from the wrong credit card to the credit card that needs to be repaid.
3. The page has not been refreshed. Many users will check the balance in the credit card official website before repaying the loan. Because the page does not refresh when repaying, the amount will still be displayed. At this time, you need to cancel again, and then check the quota, and you will find that the quota has been restored.
The repayment hasn't arrived yet. The credit card limit will be restored after it arrives, but the arrival time of different repayment methods is different. If you want to recover the line immediately after repayment, it is recommended to use the real-time repayment method. For example, the mobile banking and UnionPay China UnionPay Express APP launched by banks, except for the fast arrival, even the handling fees are directly free.
Does Huaying have no effect on credit cards?
If Baihua has overdue records and carries out credit inquiry system, or carries out credit inquiry with loan records with high loan amount, users will be influenced by Bai Hua when applying for credit cards. However, because the user's flower buds have nothing to do with credit reporting, neither loan records nor overdue records will be uploaded to credit reporting. Spending money at this time will not affect the credit card application.