Legal analysis: According to the laws of our country, if a person is sued for credit card debt, if he really does not have the money, he can suspend the performance and wait for the time to mature before performing the performance. If there are circumstances where the people's court believes that the enforcement should be terminated, Execution can also be terminated.

Legal basis:

"Civil Procedure Law of the People's Republic of China"

Article 256

Under any of the following circumstances, the people's court shall rule to suspend execution: (1) The applicant indicates that execution can be postponed; (2) A person outside the case raises a well-founded objection to the subject matter of execution; (3) A citizen who is one of the parties dies. , it is necessary to wait for the heir to inherit the rights or assume the obligations; (4) The legal person or other organization that is one of the parties is terminated, and the successor of the rights and obligations has not yet been determined; (5) Other circumstances where the people's court believes that execution should be suspended. After the suspended situation disappears, execution resumes.

Article 257

Under any of the following circumstances, the People's Court shall rule to terminate execution: (1) The applicant withdraws the application; (2) The execution is based on The legal document is revoked; (3) The citizen who is the person subject to execution dies, and there is no inheritance for execution, and there is no obligation bearer; (4) The right holder of the case for claiming alimony, support, or child support dies; (5) The citizen who is the person subject to execution is unable to repay the loan due to difficulties in living, has no source of income, and has lost the ability to work; (6) Other circumstances when the people's court believes that the execution should be terminated.

Article 1 of the "Several Provisions of the Supreme People's Court on the Publication of Information on the List of Dishonest Persons Subject to Execution"

The person subject to execution fails to perform the obligations specified in the effective legal document and has any of the following circumstances: 1. The people's court shall include them in the list of dishonest persons subject to execution and impose credit penalties on them in accordance with the law: (1) Those who have the ability to perform but refuse to perform the obligations specified in effective legal documents; (2) Using forged evidence, violence, threats, etc. Obstructing or resisting execution; (3) Using false litigation, false arbitration, or concealing or transferring property to avoid execution; (4) Violating the property reporting system; (5) Violating consumption restriction orders; (6) Unjustified Refusing to perform the settlement agreement for any reason.