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How to return the Bank of Communications credit card?

How can I repay the credit card (debit card) of Bank of Communications?

1. online banking repayment: users can log in to online banking, bind a credit card (debit card) and then run the transfer.

2. Cash repayment: Users can bring enough cash to the counter of Bank of Communications outlets or self-service ATM machines and deposit the cash into the credit card (debit card) to be repaid.

3. Third-party platforms: There are many third-party payment platforms (WeChat, Alipay, etc.) that support credit card (debit card) repayment, and users can use these platforms to run repayment.

4. mobile banking repayment: users download and install the bank of communications APP, click "credit card (debit card)"-"I want to repay" on the home page, and press the page to remind them to repay.

how to repay the unlimited credit card of Bank of Communications

There are many ways to repay the unlimited credit card of Bank of Communications. 1. There are many ways to repay the credit card, such as going to the bank counter, the Bank of Communications automatic deposit and withdrawal machine, and automatically repaying the debit card of Bank of Communications. You can use other banks' debit cards for online banking transfer, ATM inter-bank transfer and mobile banking transfer. The most convenient way is to use third-party payment to repay the credit card, which is free of charge and has a fast arrival time. You can use third-party payment to repay the credit card. 2. Take Alipay Wallet Android Version as an example. The steps for repayment of Bank of Communications credit card are as follows: First, add the credit card to Alipay account and open Alipay wallet. 3. If you enter the credit card of Bank of Communications, click Next. Fill in the issuer, expiration date, security code and mobile phone number reserved by the bank of the credit card, and then enter the verification code received by the mobile phone, and the bank card will be successfully bound to the Alipay account. Second, use Alipay wallet to open Alipay wallet for Bank of Communications credit card repayment, and click on credit card repayment. Select the Bank of Communications credit card to repay. The repayment amount of the credit card will be displayed. If it is not displayed, you can manually enter the repayment amount, and then click to confirm the repayment. You can choose other bank cards that are bound to Alipay, or you can use Alipay account balance or balance treasure to repay. Enter the Alipay payment password.

You can choose from six repayment methods of Bank of Communications Credit Card

Bank of Communications Credit Card has always been relatively easy to apply for, and there are many people who apply for Bank of Communications Credit Card in 217. You may not know all about the repayment methods of Bank of Communications Credit Card. Bank of Communications provides a variety of repayment methods, which will help you list them in detail.

217 Bank of Communications Credit Card Repayment Method 1: Online Banking Repayment

Cardholders go through the self-service repayment signing procedures, log in to Bank of Communications official website-Credit Card Business-Credit Card Login, enter the credit and inquiry password, and make online repayment, so that they can repay the arrears of RMB and USD in their credit cards through other cards of Bank of Communications.

217 Bank of Communications Credit Card Repayment Method 2: Automatic Repayment

You only need to check the "Automatic Transfer Authorization" field when filling out the Bank of Communications Credit Card Application Form, and provide the corresponding repayment account number; Or go to the Bank of Communications outlet of the city where the original Bank of Communications debit card you need to bind is issued for automatic repayment, and you can bind the associated credit card account. On the due repayment date, the RMB and USD arrears in the credit card will be automatically repaid.

217 Bank of Communications Credit Card Repayment Method 3: Telephone Banking

Handle the Bank of Communications Debit Card and open the self-service repayment signing procedures, and then call the Bank of Communications Credit Card Customer Service Hotline at 4-8-9888 to apply for credit card repayment.

217 Bank of Communications Credit Card Repayment Method 4: Inter-bank ATM Transfer Repayment

Bank of Communications Credit Card holders hold debit cards of other banks with ATM card transfer function, and directly repay their credit cards through transfer business on ATM machines.

217 Bank of Communications Credit Card Repayment Method 5: Bank of Communications ATM Transfer Repayment

Bank of Communications Credit Card users can use the Bank of Communications Debit Card to transfer payment to the credit card at the ATMs designated by the Bank of Communications.

217 Bank of Communications credit card repayment method 6: repayment at business outlets

Bank of Communications credit card users can pay back to any outlet in Bank of Communications at maturity by cash. If you want to repay the US dollar debt by purchasing foreign exchange in RMB, you need to bring your monthly statement and identity certificate before you can handle it.

how to repay the Bank of Communications credit card

1. Automatic repayment

2. Online banking repayment

3. Telephone banking

4. Bank of Communications ATM transfer repayment

5. Inter-bank ATM transfer repayment

6. Self-service deposit machine repayment

7. Credit card repayment methods for more than 1, business outlets all over the country

. After repayment, the credit card limit will be restored immediately, and the money will generally be recorded after being processed by the system on the same day.

Micro-banking POS mobile phone Micro-banking POS mobile phone is a personal payment terminal of mobile financial system, which can be used for direct credit card repayment and transfer. Immediate arrival!

repayment by transfer/remittance is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. No matter how to transfer or remit money, the remitting bank will charge a certain fee, and at the same time, the time of payment and the convenience of repayment are not as good as those in peers, online repayment and convenience store repayment.

The common online platforms for online repayment in China are UnionPay Online, Kuaiqian, Shengfutong, Alipay and Tenpay. Different platforms and banks are selected, and the charging standards and the specific payment arrival time are different.

Convenience Store Repayment This method mainly completes the repayment through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it takes 2-3 working days to arrive at the account, and no handling fee is charged for repayment in this way.

Counter-to-counter repayment refers to bank cards issued by networked financial institutions, which are used to conduct RMB current deposit and withdrawal transactions through the counters of other bank outlets registered in the host system of UnionPay Exchange Center.

the "xinfutong" smart credit card phone is an innovative electronic product independently developed by China unionpay, certified by the bank card testing center, and supported by financial services provided by the inter-bank information exchange network of China unionpay.

Repayment Pass uses "Repayment Pass" for repayment, and the fees are generally charged according to the charging standards for inter-bank transfer in the same city and inter-bank transfer in different places stipulated by the local People's Bank.

in addition to the above-mentioned methods, the issuing bank has also opened its own repayment methods for the convenience of cardholders.

Bank of Communications Credit Card Repayment Raiders

Credit card repayment means that the cardholder will pay back the amount spent within 56 days after spending by credit card. What are the ways to repay with Bank of Communications credit card? What are the basic things to pay attention to when resting?

first, the basic provisions of bank of communications credit card repayment

second, the methods of bank of communications credit card repayment

the basic provisions of bank of communications credit card repayment

1. the repayment date of bank of communications credit card

the due repayment date is 25 days after the bill date. For example, the billing date is the 1th of each month, and the due repayment date is the 5th of next month.

the interest-free repayment period is from the billing date to the due repayment date, and the longest interest-free period of Bank of Communications credit card is 56 days and the shortest is 25 days. The length of interest-free period is different for different credit card dates, and the longest interest-free period can be enjoyed for consumption one day after billing.

for example, if your billing date is 1th of each month, the 25th day after the billing date is the due repayment date; if you spend money on 1th of May, the billing date is 25th of May, and the interest-free period is only 25 days (May 1th-May 25th); If you spend on July 11th, you will be billed on August 1th. Your final repayment date is September 5th, and the interest-free period is 56 days (July 11th-September 5th).

2. Minimum repayment amount of Bank of Communications credit card

The minimum repayment amount means that if the cardholder has difficulty in repaying all the payables before the due repayment date (inclusive), he can make repayment according to the minimum repayment amount stipulated by the issuing bank, but he cannot enjoy the interest-free repayment period. The minimum repayment amount is 1% of the consumption amount plus other payables. The minimum repayment amount is listed on the current bill. What is the calculation method of the minimum repayment amount of the credit card of Bank of Communications?

the formula for calculating the minimum repayment amount is as follows:

the minimum repayment amount =1% of the general consumption balance, 1% of the cash withdrawal balance, the interest balance, the installment consumption balance, the balance of other expenses payable, and the unpaid part of the minimum repayment amount in the previous period.

credit card repayment methods of Bank of Communications

1. One of the credit card repayment methods of Bank of Communications-automatic repayment with the bank's debit card

You can enjoy the automatic repayment function with the bank's debit card.

second, the repayment method of Bank of Communications's credit card-online payment platform repayment

You can log on to some online payment platforms such as Yuanqian, Tenpay and Alipay to make repayment.

third, the repayment method of Bank of Communications' credit card-UnionPay ATM repayment

You can also make transfer repayment at the ATM indicated by UnionPay.

fourth, the repayment method of Bank of Communications credit card-repayment at other terminals

You can make quick repayment at some automatic terminals recognized by Bank of Communications, such as Lacarra.

how do I repay my credit card?

You can bind Alipay. Go to

1. Find the Alipay application on the mobile phone desktop and click Open.

2. after opening AliPay, find the "credit card repayment" option in the application interface, and click Select.

3. Find the credit card to be repaid in the skipped credit card repayment interface, and click Select.

4. Enter the amount to be repaid and click "Confirm Repayment" below.

Let's stop talking about how to return the credit card of Bank of Communications.