1. The applicant is at least 18 years old and is a citizen of China with full capacity for civil conduct.
2. Have a stable source of income and the ability to repay the loan principal, interest and other payables on schedule;
3. Personal credit status is good, and there are no bad information records such as large overdraft and overdue;
4. There is no long-term borrowing, and the total number of borrowers from banks, consumer finance companies, microfinance companies, trust companies and peer-to-peer lending information intermediary platforms does not exceed three.
5. In addition, if it is a college student loan, you need to provide identity verification, such as student ID card, admission ticket and library card. Because college students belong to a special group, there is no stable source of income, and the loan amount is low.
1. What is the loan amount of installment music?
The initial loan amount of installment cash withdrawal business is 300 yuan, and the maximum cash withdrawal amount is 50,000 yuan. However, the amount that different users can borrow is different, and the actual cash withdrawal amount approved by the system shall prevail.
2. What is the withdrawal limit of installment music?
A single order for installment loans is up to 5,000 yuan, and the part exceeding 5,000 needs multiple loans. For example, if you borrow 12000 yuan in installments and want to lend it all, you need to place an order in three times, the first time is 5000 yuan, the second time is 5000 yuan, and the third time is 2000 yuan.
Third, installment loans need to be understood.
Because the installment cash withdrawal requires an appointment, the success of the appointment is subject to system review. Generally, the time for cash withdrawal and lending by installments is the hour, such as 8: 00 am and 12 pm. I suggest you seize the opportunity to grab the quota. Once the system shows that the loan amount is insufficient, the loan will fail.
Fourth, can installment music make an appointment to withdraw cash successfully?
Staging music is a credit consumption financial platform specially built for the younger generation. Many users have been unable to receive loans after using the cash withdrawal by appointment function, which inevitably makes people wonder whether the cash withdrawal by appointment is really useful.
Make an appointment for withdrawal by installment music. The official loan arrives within 24 hours, and it only takes a few minutes if it is fast. However, there will be special circumstances, such as the withdrawal amount exceeds 24 hours or the reservation withdrawal fails. As a credit consumption platform, making an appointment to withdraw cash is equivalent to borrowing money. In order to prevent and control risks and ensure that the released money can be recovered in full and on time, the system needs to review the credit status of the applicant for making an appointment to withdraw cash, which takes a long time and the result is good or bad.
If the credit conditions are not good, it is easy to be rejected. In addition, if the installment withdrawal amount has been reserved by others, it is impossible to make a deposit. But as long as you have no mistakes in principle (bad credit) and the withdrawal amount is still full, there is basically no problem in the next payment.