There is no direct risk in swiping your credit card 4 times a day, but you need to pay attention to the following points:

1. Frequency of swiping your card: If a user swipes his or her credit card frequently within a day for a long time, it may cause Being deemed by the bank to be overly dependent on credit card consumption may lead to the risk of overdraft or default. In this case, the bank may consider lowering the user's credit limit or limiting the use of their credit card. Therefore, it is recommended that users pay attention to the frequency of card use and the amount of consumption when using credit cards to ensure a good credit status.

2. Abnormal transactions: Credit card risk control is becoming more and more stringent, and cardholders’ credit card behavior is under system monitoring at all times. If the card is swiped repeatedly within a day, it is easy for the system to detect abnormal transactions. Even if the cardholder is making real purchases, he or she may be accidentally injured. Therefore, it is recommended that cardholders maintain normal consumption habits when using credit cards and avoid frequent large-value transactions or abnormal transaction behaviors.

3. Suspicion of cashing out: If you swipe too many cards at the same merchant on the same day, it may attract the attention of the credit card risk control center and mistakenly think you are cashing out and limit the number of card swiping. Therefore, when using credit cards, you should try to spread out your purchases and avoid frequent card swiping at the same merchant or within the same time period.

4. In short, although swiping a credit card four times in one day will not immediately affect the credit card limit or cause direct risks, in order to avoid adverse effects on personal credit records or trigger the bank's risk control mechanism, it is recommended that users When using credit cards, reasonably control the frequency and amount of consumption, and ensure that repayments are made on time.