CITIC Suipuijin is a credit card short-term cash loan business. Cardholders can apply for a loan after obtaining a credit limit. The limit will be restored immediately after successful repayment. Many people find that CITIC Suipeijin has not been credited during repayment. The credit limit has been exceeded. Why is there no limit after repayment of CITIC Suitable Loan?

There is no limit after repayment of CITIC Suitable Loan

1 The frequency of credit card usage is low

< p>The CITIC loan limit is granted by CITIC Bank based on a comprehensive evaluation of the cardholder’s credit standing, card use and other conditions. If a cardholder applies for a CITIC credit card but does not swipe the card frequently, CITIC Bank may take back the credit limit after the cardholder repays the loan amount.

2 High personal debt

High debt means that the user's repayment ability is weak and the borrowing risk is high. Considering the risk, the bank will take back the loan amount, so the debt ratio needs to be reduced. Opportunity to continue using.

There are problems with 3 personal credit reports

CITIC Sui Loan will be re-evaluated after repayment. CITIC Sui Loan has very strict requirements for personal credit reports. If there are any problems in the personal credit report If you have bad records such as overdue loans, you will not meet the loan conditions and you will not be able to obtain a credit limit.

If the limit of CITIC Loan is not restored after repayment, it is usually caused by problems with personal debt and credit report. You can try to reduce personal debt and increase personal credit before trying to apply again.