In recent years, news of various major accidents have been frequently reported, which has also led to a craze for people to buy accident insurance. After all, the risks and accidents in life are unpredictable. At this time, you can buy an accident insurance Bring psychological comfort and physical protection to people. Therefore, in recent years, accident insurance in the insurance market has become one of the most purchased types of insurance. For example, the Enjoy Everyday Accident Insurance launched by Cigna Merchants is an accident insurance product that is currently very popular among people.
What does CMB Credit Card Enjoy Everyday Accident Insurance include?
According to the terms of CMB Credit Card Enjoy Everyday Accident Insurance, we learned that the coverage of this product includes the following aspects:
1. Death and Disability Accidental Injury Protection
If an accident occurs to the insured and the accident results in death or disability, the insurance company will cover the insurance amount and amount as stipulated in the contract. The disability benefit ratio pays accidental death or disability insurance benefits to relevant beneficiaries. Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country
2. Accidental injury protection for public transportation
If the insured pays as a passenger to take public transportation due to the accident caused by the company ***If an accident occurs on a vehicle and the accident results in death or disability, the insurance company will pay the accidental death or disability insurance benefit to the relevant beneficiary according to the insurance amount and disability benefit ratio stipulated in the contract.
3. Accidental injury protection for major natural disasters
If the insured is involved in an accident due to a major natural disaster and the accident results in death or disability, the insurance company will provide insurance as stipulated in the contract The amount and disability benefit ratio will be used to pay accidental death or disability insurance benefits to relevant beneficiaries.
IV. Aviation Accident Injury Insurance
If the insured is paid as a passenger to take a civil passenger flight due to an accident on the civil passenger flight and dies or dies as a result of the accident. In case of disability, the insurance company will pay the accidental death or disability insurance benefit to the beneficiary according to the insurance amount and disability benefit ratio stipulated in the contract.
5. Medical insurance for accidental injuries
If the insured is treated in the hospital due to an accidental injury, the basic insurance amount agreed in the contract will be used for reasonable and necessary medical expenses that are consistent with the contract. Payments are made within limits.
6. Daily Accidental Hospitalization Fixed Benefit Medical Insurance
If the insured is hospitalized due to an accident and the accident occurs and the accidental injury results in hospitalization, the insurance company will Daily hospitalization insurance benefits are paid based on the actual number of days the insured is hospitalized.
It should be reminded that, except for death and disability accidental injury protection, other protection items are additional insurances. You can choose according to your own needs. For consumers who want to buy products, You can call the Cigna Merchant Customer Service Hotline to learn about and purchase.