Why Koreans like to use credit cards

Government policy guidance. Koreans like to use credit cards because of government policy guidance. A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.

What kind of logo can I apply for a Korean 5-year multiple-entry platinum credit card?

A gold credit card must have the Platinum logo. According to the relevant information of the inquiry, holders of international credit card gold cards (must have the word "Gold") or platinum cards (must have the word "Platinum") or unlimited cards (must have the word "Infinite") must provide a copy of the front and back of the credit card in the applicant's name. (The reverse side must be signed by the cardholder in Chinese) and the original credit card statement for the past six months (must be stamped with bank seal). You can directly apply for a five-year multiple-entry visa to South Korea. If any of the conditions are not met, the business cannot be processed.

Korean credit code format

The credit code is Korean Kb625804.

1. First determine whether your card can be used outside South Korea. If it is a VISA/MC/JCB card, it can be accepted in major domestic cities. If it is a BCCARD card, we currently know that Beijing in the northern region can accept it, but I am not sure about the others.

2. When withdrawing money in China, you can only withdraw local currency through an ATM, or withdraw local currency or US dollars at the counter of a specially appointed acceptance institution. Generally, you can only withdraw RMB.

3. The handling fees and exchange rate conversion fees for cross-border withdrawals will be credited to your Korean Won account in the original currency along with the withdrawal amount. Whether to convert RMB directly or go through an intermediary in US dollars depends on the issuing organization of your bank card, but no intervention is required on your part.

4. Kookmin Bank has now opened its first branch in Guangzhou. If it is close, you can go to consult.

5. If there is a mark such as VISA on the card surface, you can swipe the card through the mall to avoid handling fees.

What credit card should I use when traveling to South Korea?

Question 1: Can I use a Chinese credit card when traveling to South Korea? Hello, generally Chinese credit cards, such as UnionPay, VISA or MASTER, can be used in large shopping malls in South Korea. This information is for reference only. The actual situation in South Korea shall prevail. Hope this helps, thank you for your question! For more travel information, please log in to Ctrip’s travel and vacation section: vacations.ctrip/?zxhd

Question 2: When applying for a credit card in South Korea, is it better to apply for a single-currency or dual-currency card? It is recommended to apply for a single currency credit card.

I traveled to South Korea for 5 days and 4 nights at the end of last year (4 months ago). I had a dual-currency and a single-currency credit card. Convert it into U.S. dollars, and then convert it into Korean won against U.S. dollars. The repayment must be converted into U.S. dollars. If you bear multiple exchange rates, you may lose unnecessary money, which is a pure waste.

Single-currency credit card settlement is converted into RMB based on the prevailing Korean won, and direct repayment is converted into RMB repayment based on the prevailing exchange rate.

So it is recommended that you apply for single currency. If you go to the United States, it is optional.

By the way, as a reminder, shopping in Korean duty-free shops is actually not much cheaper, and is much more expensive than in Europe. If you have plans to travel to Europe in the near future, it is recommended not to buy too many things in Korea. But you must buy more cosmetics, they are really cheap there! And it’s also nice to bring some more to give to friends.

Even if you swipe your card, remember to change some Korean won cash and bring it with you.

I hope my answer is helpful to you, remember to accept it^^

Question 3: Is it okay to use my parents’ credit card when traveling to South Korea? I'm not sure about the tax shop, but it should be fine, right? I suggest it be more convenient to bring UnionPay and visa together. Except for places with many Chinese tour groups, most other places can't use UnionPay?

It depends on you. Where to go, whether to go with a group or on your own, and how long it will take.

I have been to Jeju Island alone. Because of the visa on arrival, this travel route is very popular now. It seems that a week-long tour with a group only costs 4,000~5,000. But of course you have to do some shopping when you come, and that depends on your own situation.

If you travel with a group to Seoul, Busan, and other famous cities, the group fee will be more than 5,000, but if you want to have a good time and live well, the price will have to go up. , travel agencies also classify 5-star routes, 4-star routes are actually just about the quality of the hotel. If you come to Seoul for shopping, you will definitely buy a lot. I think Singapore and Seoul are the best places for shopping in Asia. Personal opinion! The current exchange rate is

160, which is much faster than in previous years.

If you play alone, it’s hard to say. Generally, it’s more fun and less tiring to play by yourself, but the cost will be much higher. There are also language communication problems. The English spoken by Koreans is generally understood by Chinese people. Don't understand. ==|||

So it is recommended to join a group, but it is actually quite good to play alone, if you have enough funds and don't care. Then you need to have a deeper understanding of South Korea. People on the streets in Korea are generally very warm and polite. They will tell you in detail when asking for directions or finding places. Although I don't like sticks either, I think they are pretty good in some places.

If you are a student, you won’t buy luxury goods, right? You won’t spend much money on small things. Buying clothes is also cheaper than in China. (I’m from Suzhou. If I compare shopping malls in Suzhou with those in South Korea, Suzhou is actually more expensive)

For Seoul, I recommend Everland, Lotte World, and Myeongdong (I think these are the only ones in Seoul) The place in Busan is more classic)

The beach in Busan is called Haeundae. I think that is the more classic place in Busan and is suitable for tourists who want to have fun. But shopping in Busan is pretty good. There are two small places in the alley that look similar to each other. I forgot their names. Excuse me. ==|||One is on the other side of a tower. Bad memory.

I have never been to Jeju Island. It is said that it is not as good as Hainan Island. It is simply far behind, so I don’t recommend it.

I don’t have much impression of other cities, or the city I stayed in, Daegu, wasn’t very good either. No, no, no.

Take more photos, buy less things, and focus on happiness.

If you are joining a group, it will definitely be enough to bring someone with less than 5,000. I don't know the specific circumstances of your shopping.

Why don’t you join the group? The boss is shaky even with 10,000. It's definitely enough. (However, the air ticket from Shanghai to South Korea has increased. I don’t know if it has increased for you.)

Question 4: What credit card should I use to go to South Korea? Credit cards with Visa and MasterCard logos can generally be used for purchases. Air Canada continues to Question 5: Which credit card is good for traveling in Korea? It doesn’t matter which bank. As long as it’s a UnionPay card, it’s OK. If you’re using a credit card, be sure to ask Be clear about the bank’s foreign exchange repayment rates. Some banks charge fees

When I went there last year, I used China Merchants and Minsheng’s credit cards, and there were no fees

By the way, the most It is easy to use a credit card or a memory card, but I personally feel that it is not safe in case of loss. Reporting the loss abroad can be troublesome

Also, you don’t need to bring too much cash. Just bring 2000RMB. If you have money, you can You can bring more with you, because in Korea, you can pay by credit card, even in small supermarkets. Bring some money just for the convenience of buying some small things

Also, don’t exchange Korean won at home, because the exchange rate is different every day , just redeem it after you get off the plane. There are many exchange shops in Korea. They can be found at airports, scenic spots, near hotels, or on busy streets. Don’t redeem with tour guides, it’s a scam.

Question 6: What kind of credit card Hello, China Merchants Bank's credit card can be used in South Korea.

Because China Merchants Bank's cards generally have US dollar and RMB dual currency cards, you can swipe the card as long as there is a visa or master logo in a Korean shopping mall. However, if there is a UnionPay logo, it is recommended to tell the cashier first that I use UnionPay to pay, because I use UnionPay to pay. There is no foreign currency exchange fee because when you use a visa or master card to pay, you pay in U.S. dollars, but UnionPay does not charge this fee, and you pay in RMB when repaying.

So, you can use China Merchants Bank’s credit card to pay, but there may be foreign currency exchange fees, so use UnionPay when you can pay.

Question 7: Which Chinese banks, debit cards or credit cards can be used for shopping when traveling to South Korea? All domestic bank cards, including debit cards and credit cards, can be used directly in South Korea. Cards can be swiped in department stores, duty-free shops, supermarkets, convenience stores, Dongdaemun Doota, Myeongdong cosmetics stores and other places in Korea. Because China UnionPay has cooperated with South Korea's largest merchant network company - South Korea BC Card Company. Therefore, when you go to South Korea, you don’t need to apply for an extra card, just bring a few bank cards that you usually use. It is recommended to bring a credit card starting with 62, and it is a credit card from industrial and commercial, agricultural, China, construction, transportation, CITIC, Everbright, Minsheng, Guangfa, Shenzhen Development, Shanghai Pudong Development, Shanghai, Beijing, and Ping An Bank. This type of credit card can be used anywhere in Korea. Just like in China, very convenient! Also bring a savings card as a backup. You can use your savings card when making large purchases in department stores, duty-free shops, etc. When you don’t have enough cash, you can also go to a Korean bank to withdraw Korean Won cash.

Question 8: When traveling to South Korea, which credit card is better? No matter which bank’s credit card you use, the card payment is calculated based on the exchange rate of RMB against Korean won on the day. There is no cost-effectiveness. If you encounter an appreciation of RMB, If the won depreciates, it may become cheaper. If you only have the UnionPay logo, it depends on whether the Korean merchant's store supports UnionPay. In addition, when you go abroad, you can use Master or Visa cards at any store that generally accepts credit cards. If you encounter a specific Master or Visa cooperative merchant that may have a discount, it will be a discount. There is no handling fee for credit card payments.

Question 9: What is the best bank card to use when traveling to South Korea? Use a bank card with the UnionPay logo. There is no handling fee for UnionPay, and the exchange rate is settled according to the exchange rate of the day, and the repayment is in RMB. When swiping your card, be sure to tell the cashier to swipe UnionPay, otherwise Visa or Master may be mistakenly swiped.

Question 10: Can Korean credit cards be used in China? If there is a logo printed on the face or back of the card, go to a merchant with the corresponding logo to swipe your card

Generally, the mainstream credit cards in Korea include visa, mastercard, BC, AMEX, dinersclub, jcb, etc. Some banks also issue UnionPay cards

All merchants in China that accept credit cards support UnionPay cards. In first-tier cities, visa and mastercard can also be used without any hindrance (except for some private shops, convenience stores, gas stations, etc., which only accept UnionPay cards). In other places, only UnionPay cards are accepted. Only high-end merchants will accept cards from international card organizations

I also informed another respondent, lian20120000, that most countries currently do not distinguish between domestic cards and international cards. Only China is an exception. The financial industry has strict controls on foreign investment, so visa, Mastercard and other international card organizations have even helped the People's Bank of China and UnionPay establish a domestic non-cash transaction settlement network in China for 20 years, but it still cannot be implemented, cannot process RMB transactions, and cannot issue RMB cards

South Korea does not distinguish between domestic cards and International Card

What are the features of CCB Korea Travel Credit Card?

What should friends who love shopping do if they want to travel to South Korea but are afraid of not having enough money? Let me teach you a way to save money - apply for a CCB Korea travel credit card!

What are the features of CCB Korea Travel Credit Card?

Dragon Card Korea Travel Credit Card is a credit card product carefully designed by China Construction Bank for customers with travel, shopping and business needs in Korea. It not only has the functions of RMB deposit and exemption of foreign exchange fees, but also provides benefits. Special services such as local travel, shopping and entertainment, convenient travel services and comprehensive travel protection in South Korea.

Enjoy local shopping and entertainment in Korea

1. Enjoy up to 15% off at Korean duty-free shops and department stores

Of course you have to buy some Korean products when going to Korea, such as ALICE For cosmetics, clothing, accessories and other items that we like, CCB Korea Travel Credit Card takes into account the needs of our customers. You can shop at the three major department stores and enjoy up to 15% off.

1 Shinsegae Department Store:

Cardholders who pay 500,000 won or more at Shinsegae Department Store Seoul Myeongdong Main Store can go to the 12th floor VIP information desk to receive a 10,000 won shopping voucher .

2 Shilla Duty Free Shop:

Card holders can receive vouchers up to 20,000 won, and standard platinum card holders can also receive a gold membership card for exclusive in-store access 5-15 discount on famous products; please click for details.

3 Hyundai Department Store:

Cardholders can enjoy a 50% discount on purchases at Hyundai Department Store main store, trade center store, and Sinchon store; standard platinum card holders can enjoy 50% discount at Hyundai Department Store main store, You can get 4 10% off coupons at the service counter of the store and trade center store, which can be used when spending 1 million won or more in a single designated brand.

2. 5 cash back rewards for overseas consumption.

In each natural month, those who make 8 overseas card purchases through the UnionPay network and each transaction is equivalent to RMB 900 will receive a cash rebate of 5% of the overseas consumption amount of the month through the UnionPay clearing network. Each cardholder The maximum reward per natural month is RMB 600.

3. Book travel product discounts.

Card holders log in to the Dragon Card Korean Travel Card section of the Wantu Free Travel website (you can enjoy a one-time discount on local Korean travel products, an instant discount of 20 yuan on non-hotel products, and an instant discount on hotel products) 50 yuan, you can also participate in the monthly 1 yuan Korean show ticket purchase event.

Note: The above activities are valid until June 30, 2015, so travel friends can take advantage of the Spring Festival holiday, Labor Day, and Take a trip to Korea during the Lantern Festival~ Improve your mood!

Convenient travel services

1. Free Korean WIFI rental

Card holders log in to use Dragon Card Korea. Travel card rental Korean WIFI can enjoy three days of free service (each cardholder can participate only once), limited to the first 20,000 people, this event is valid until December 31, 2015

2. Free Incheon. Airport VIP lounge services (exclusive for standard platinum card customers).

Standard Platinum Card holders can enjoy free services (per person) when they go to the China Eastern Airlines VIP Lounge or MATINA VIP Lounge at Incheon International Airport and present their Dragon Card Korea Travel Card Platinum Card and same-day boarding pass at the service counter. Card holders can only participate once). This event is valid until June 30, 2015. The MATINA VIP lounge is located at Gate 11 and Gate 43 on the departure floor of Incheon Airport, and the business hours are 07:00-21:00; the China Eastern Airlines VIP lounge is located at Gate 115 on the departure floor of Incheon Airport, and the business hours are 06:30-22:00.

3. Domestic airport parking privilege of 1 yuan (exclusive for standard platinum card customers).

Standard Platinum Card holders can enjoy 10 2-hour parking services at 1 yuan and 3 48-hour parking services at 1 yuan at many airports in Beijing, Shanghai, Guangzhou and Shenzhen. For participating airports and event times, please visit China Construction Bank Check the official website.

4. Domestic airport pick-up and drop-off privilege of 1 yuan (exclusive for standard platinum card customers).

Standard Platinum Card holders can use Dragon Card Korea Travel Card to pay 1 yuan on the official website or APP client of Yidao Yongche to purchase a voucher worth 108 yuan for Beijing, Shanghai, Guangzhou and Shenzhen airport pick-up and drop-off. This activity Valid until December 31, 2015, quantity is limited and while supplies last.

All global payments in RMB are deposited into the account, and foreign exchange fees are waived

When traveling, it is inevitable to conduct foreign currency exchange, convert RMB into Korean won, etc.

The Dragon Card Korea Travel Card is valid at home and abroad, and all foreign currency transactions (including card consumption, online consumption, withdrawals, etc.) are automatically purchased and converted into RMB and credited to the Dragon Card Korea Travel Card account. There is no currency exchange. For handling fees, cardholders only need to pay back the outstanding balance in RMB according to the bill.

Comprehensive travel protection

1. Aviation accident insurance.

When cardholders use their cards to purchase air tickets or pay for travel (including air tickets), standard platinum card holders can enjoy 5 million yuan in aviation accident insurance, and gold card holders can enjoy 1 million yuan in aviation accident insurance.

2. Flight and baggage delay insurance.

If a cardholder’s flight is delayed for more than 4 hours, he or she can obtain flight and baggage delay insurance of up to 3,000 yuan.

3. Protection against card loss abroad.

If the card holder reports a fraudulent transaction abroad 48 hours before the card is lost, standard platinum card holders can enjoy card loss protection services of up to 20,000 yuan, and gold card holders can enjoy card loss protection services of up to 10,000 yuan. .

Excellent Platinum Privileges

Standard Platinum Cardholders can exclusively enjoy platinum secretarial services, platinum preferential merchants, UnionPay platinum points privileges, business travel and ticket booking services provided by China UnionPay, For UnionPay Platinum Exclusive Services and other exclusive rights, you can call the UnionPay Platinum Secretary Hotline 95516 or log on to the UnionPay website to inquire. Specific service information is subject to the announcement on the UnionPay website.

How is it? Dear friends, after talking about the features of CCB Korea Travel Credit Card, I am already itching to apply for one! Go get a card and have a romantic encounter with a long-legged Korean oppa!

The general cash withdrawal limit for Korean credit cards in China

3,000 yuan. Domestic foreign currency cards and overseas bank cards will be subject to limit management for cash withdrawals at domestic ATMs. For overseas cards, each transaction shall not exceed 3,000 yuan, so the cash withdrawal limit for Korean credit cards in China is 3,000 yuan. A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.

This ends the introduction about Korean credit cards and the number of Korean credit card accounts. I wonder if you found the information you need?