Can I cancel my application for CITIC Express? After submitting the application to CITIC New Express, the applicant cannot cancel, but the application will be considered successful only after the bank has approved it. Generally, it takes 2 to 3 days for the approval of new express cash. If the query progress shows that it is still under approval and you really don’t want to apply for new express cash, you can call the CITIC Bank credit card service hotline and be transferred to manual customer service to ask if you can cancel it. If customer service says it can be canceled, ask customer service to help cancel. If you cannot cancel, then pray that this application will be rejected by the bank. After the bank rejects it, the application will fail.
After the application is successful, the purpose of cancellation can only be achieved through early repayment. Xinkuixian early repayment does not mean that you only need to deposit the money into the account, but you must call the bank to apply. Repayment in advance can only be made with the approval of the bank. Although early repayment can also achieve the purpose of canceling the new quick cash, it is not very cost-effective and requires the applicant to pay a certain price. The remaining uncollected amount of early repayment does not need to be paid. However, 3% of the unpaid principal needs to be paid as an early repayment fee. The above is the relevant introduction to "Can CITIC New Express be canceled after applying?" All in all, CITIC Xinkuaixian cannot be canceled after it is successfully processed, but it can be canceled by repaying it in advance, but you will have to pay an early repayment fee, so you should think carefully before handling it and handle it according to your actual needs. .