Many people want to apply for the credit card of CITIC Bank. If the credit card application fails, how long will it take to apply for the credit card of CITIC Bank again?

How long does it take for CITIC Bank to apply for a new credit card?

Generally speaking, it takes three months to apply for a new credit card if it fails to pass the credit card examination. However, according to many experienced card friends, there is only a 1% chance to pass the new application after three months.

1. It is very important to consult the reasons why the last audit failed

, and consult the bank staff to suit the remedy to the case. Your last application may be due to incomplete basic information, or you can't contact the person who reserved the telephone number during the examination. If these reasons exist, then complete the information and pay attention to answering the telephone, and the examination will generally pass the next application.

2. You can apply for another bank's credit card first.

If the hard conditions are not met, and the audit is out of date, it is recommended to adopt a roundabout tactic. First, go to another bank to apply for a credit card with a lower limit. After successful application, keep a good use record. Go to the bank you applied for before, so the chances of applying for a credit card again will be much higher.

Why doesn't CITIC Credit Card have a password

1. There is no need to enter a password, just the cardholder's signature. Because CITIC Credit Card has two consumption modes, one is "signature plus password" mode, which requires the cardholder to enter the correct transaction password and signature to complete the payment (overseas lines do not need to verify the password); The other is the "signature-based" mode, in the process of credit card consumption, the payment can be completed by signing, and the cardholder does not need to enter the transaction password;

2. The credit card has the function of flash payment. The card can be paid by flash, and the merchant terminal also displays the "flash payment" logo, which supports flash payment, so the user can complete the transaction by waving the card in front of the contactless card reader when paying the transaction, without checking the password or the signature.

The above is the relevant content of how long it takes for CITIC Bank to apply for a credit card. I hope it will help you.