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Does Agricultural Bank of China charge for bank transfers? I transferred 20,000 yuan today and received a 10 yuan handling fee?

If you are using an Agricultural Bank of China debit card:

Personal online banking transfer fee: Our bank's long-distance transfer: not charged for the time being.

There are no handling fees for personal bank transfers and inter-bank transfers.

Counter/ATM transfer fee: Our bank’s long-distance transfer: no charge for the time being.

If you are using an Agricultural Bank of China credit card:

There is no charge for the overpayment at the credit card counter/ATM and the Bank will charge you 1% of the overdraft amount for the overdraft amount. There is no transfer fee when transferring Juhuitong series products to the bank.

The Bank does not support overdraft transfers when using credit card ATMs to transfer to others. The overdraft transfer fee is as follows: (1) below 2,000 yuan (inclusive), each transaction is charged 2 yuan;

(2) 2,000 to 5,000 yuan (including 5,000 yuan), each charge is 5 yuan;

(3) 5,000 to 10,000 yuan (including 10,000 yuan) ), each charge is 10 yuan;

(4) 10,000-50,000 yuan (including 50,000 yuan), each charge is 15 yuan;

(5) 50,000 yuan For the above, each transaction is charged at 0.03% of the remittance amount, with a maximum of 50 yuan. Among them, the ATM transfer of Juhuitong series products to other people's bank overpayments within the same city is free of charge.

Credit card online banking/mobile banking transfers can only be transferred to your own bank. The overpayment part is free of charge, and the overdraft part is charged a handling fee of 1% of the overdraft amount. If you transfer the upgraded Juhuitong credit card product to yourself, the bank will waive the transfer fee.

Credit card foreign currency transfer fees:

1. Transfer foreign currency deposits from debit cards to credit cards: There are no handling fees for debit cards and credit cards.

2. Transfer overpayments from credit cards to debit cards: debit cards do not charge handling fees; credit cards do not charge handling fees for the time being, which is consistent with the credit card foreign currency withdrawal handling fee rules.

(Answer time: April 1, 2021. In case of business changes, please refer to the actual situation.)