Shopping in Suning.cn is by credit card installment. Consumption installment means that when a cardholder purchases goods or services by credit card, he can repay the payable amount by credit card installment.
What is the credit card limit of Xingye Suning.cn? The influencing factors are as follows
Xingye Suning.cn Credit Card has been launched. Friends who often shop in Suning.cn must start with one. Use this card to bind Suning payment and complete the transaction in Suning.cn APP, and you can get up to 3 times points. The more the transaction amount, the more points. Of course, credit card quota is the premise of successful transaction. So, what is the credit card limit of Xingye Suning.cn? Let's have a look.
What is the credit card limit of Xingye Suning.cn?
As we all know, the credit card amount is linked to the card level. The higher the level, the higher the credit card amount. Industrial Bank divides credit cards into ordinary cards, gold cards and platinum cards. Different levels of credit limit are different:
1. Puka: the line is between 1000 yuan and 5,000 yuan, and the maximum credit can be 10000 yuan.
2. Gold card: the amount is between 5,000 yuan and 50,000 yuan;
3. Platinum card: the amount is more than 50,000 yuan, and the highest amount can reach hundreds of thousands or hundreds of thousands.
Xingye Suning.cn Credit Card has two grades: Gold Card and Platinum Card, so the credit card application amount is between1000 and 50,000 yuan. However, the specific amount still depends on the applicant's credit situation. Because the bank will grant a specific amount according to the card level of the application and the credit status of the cardholder.
The applicant's age, gender, unit, income, position, housing, education, marriage, real estate, professional title and other factors will affect the approval amount of the card. Generally speaking, the more stable the applicant's work and life, the stronger his economic strength and the higher the amount of payment. For example, if you get married and have children, you have your own house in the card issuing place, a good work unit and a high monthly income.
The above is the introduction of "What is the credit card limit of Xingye Suning.cn", and I hope it will help you. In a word, the credit card limit of Xingye Suning.cn is related to the applicant's own application strength. Of course, the final decision is in the hands of banks. I suggest that you make a self-assessment before you apply for a card and choose the appropriate card level according to your own conditions.
[img] Which is better for Suning's co-branded credit card? Pufa VS everbright
As one of the famous e-commerce platforms, Suning also cooperates with major banks. Many banks have issued Suning co-branded credit cards, such as Suning.cn co-branded credit card of Shanghai Pudong Development Bank and Suning Super Co-branded credit card of China Everbright Bank. So, which of these two Suning co-branded credit cards is better? I will do a comparative analysis for you today.
Rights and interests:
First, popularize the law
1. You can get 1 year Suning SUPERVIP membership rights with the first brush.
2. You can get a 66 yuan credit card if you spend 3 transactions within 60 days.
3. Cardholders can enjoy the Platinum courtesy, provide VIP room service in 62 yuan three-person airport twice a year, and specify hotel discounts.
Second, Everbright
1. You can get the benefits of Suning svip in the first time. Gold card users can enjoy 1 year, platinum card users can enjoy 2 years, and they can also get Suning.cn100 yuan coupons.
2. Platinum card users can enjoy the services of many airports/high-speed rail lounges at home and abroad.
3. Platinum card users can enjoy up to one million kinds of travel accident insurance.
Comments:
In fact, there is not much difference between the rights and interests of Suning co-branded cards of Shanghai Pudong Development Bank and China Everbright Bank, both of which have the rights and interests of Suning members, and the income of platinum cards is similar, so there is no difference in rights and interests.
Annual fee:
First, popularize the law
Although the Suning.cn joint credit card of Shanghai Pudong Development Bank is a platinum card, it is free of annual fee for life.
Second, Everbright
Everbright Suning Super Co-branded Credit Card is divided into Gold Card and Platinum Card. The annual fee for gold card is free for life, and the annual fee for platinum card 1 188 yuan is a rigid annual fee, which cannot be reduced, but new users will be given an annual fee deduction coupon of 688 yuan.
Comments:
Judging from the annual fee. Obviously, Pudong's preferential treatment is better than Everbright's, because Pudong's platinum card is free of annual fee, and it can enjoy various rich rights and interests without worrying about the burden of annual fee, while Everbright is only free of annual fee as soon as possible, but the rigid annual fee of platinum card cannot be reduced.
Quota:
First, popularize the law
Pufa's co-branded card is a small platinum, the amount is naturally tens of thousands, and the highest is about 200,000.
Second, Everbright
Everbright's co-branded cards generally have a gold card quota of tens of thousands, and the platinum card quota is higher, 50,000, and the quota can be as high as 200,000 or even one million.
Comments:
To tell the truth, the amount of Suning co-branded cards of Shanghai Pudong Development Bank and China Everbright Bank is not low, one is a small platinum card and the other is a gold platinum card, so the amount can be tens of thousands. Moreover, the specific amount was originally determined according to the applicant's comprehensive qualifications.
The above is "Which Suning co-branded credit card is better?" The answer. The Suning.cn co-branded credit card of Shanghai Pudong Development Bank and Suning Super Co-branded credit card of China Everbright Bank are actually neck and neck in terms of rights and quotas, but the annual fee of Shanghai Pudong Development Bank is more favorable.
How much is the annual credit card fee of Xingye Suning.cn? Free annual fee is very simple.
Suning.cn Credit Card of Industrial Bank can accumulate up to 3 times points in Suning.cn, and its rights and interests are quite good. As we all know, the right of any credit card is based on the annual fee. Then, how much is the annual fee of Xingye Suning.cn Credit Card? How can I remove the annual fee? Let's have a look.
How much is the annual credit card fee of Xingye Suning.cn?
As we all know, the annual fee of a credit card is closely related to the level of the card. Generally, the higher the credit card level, the higher the annual fee, and the more value-added services that can be provided for cardholders.
Industrial Suning.cn Credit Card has two levels: Gold Card and Platinum Card (Elite Edition), and its charging standard is the same as that of Industrial Bank, that is, the annual fee for the gold card is 200 yuan/card/year; Annual fee for Platinum Card (Elite Edition) is 500 yuan/card/year.
Can Industrial Suning.cn Credit Card be exempted from annual fee?
Industrial Bank is different from most banks. Its annual fee-free objects include not only Jinpu card, but also Platinum card (Elite Edition), but the conditions for annual fee-free are different according to the level of the card. Let's take this Xingye Suning.cn credit card as an example:
1. If you apply for a gold card, you can reduce the annual fee by swiping the card number, and you can successfully reduce the annual fee for the first year by swiping the card, and reduce the annual fee for the next year by swiping the card or withdrawing cash five times in the same year, and so on. And there is no annual fee for not opening a card.
2. If you apply for Platinum Card Elite Edition, the conditions for annual fee exemption are strict, and you can't reduce the annual fee by swiping your card. Only when the accumulated installment amount of the cardholder reaches 5,000 yuan within one year or the balance of points reaches 30,000 points on the day when the annual fee is collected the following year can the annual fee be reduced or exempted.
The above is "How much is the annual credit card fee of Xingye Suning.cn? How to avoid annual fees? " In short, the credit card grades of Xingye Suning.cn are different, and the annual fee collection standards and exemption conditions are also different. It is recommended to know the annual fee of the selected credit card before handling the card.
So much for the introduction of Suning.cn Credit Card.