In what circumstances will applying for a credit card get extra points?

1. Stable job: The bank hopes that the card applicant can also have a stable job, so that his personal credit will be guaranteed to a certain extent, and he will also be able to repay the loan on time to avoid non-repayment of debts. Therefore, when applying for a credit card, it is best for the card applicant to have a stable job, work in the current unit for at least half a year, and be able to provide valid proof of employment.

It is more difficult for freelancers and some jobs with unstable nature, such as barbers, insurance salesmen, salespersons, etc., to apply for credit cards.

2. The higher the income, the better: When applying for a credit card, the bank will look at the applicant's income. The more income, the higher the success rate of applying for a card, and the higher the approved limit, and vice versa. Likewise.

3. Fill in the application form truthfully: When applying for a credit card, especially an online credit card, you must fill in the application form truthfully, including personal information, company information, home address, work address, mobile phone number, etc., in order to improve your personal credibility. Credibility.