The conditions for applying for a credit card are: the age must reach 18 or above, and the party concerned has full capacity for civil conduct; The cardholder has a legal and stable wage income and no bad credit record; The cardholder shall provide valid personal identification documents.

To apply for a credit card, you also need to provide personal work certificate, income certificate and financial status certificate to the bank; Provide personal residence certificate, copy of household registration book or street office certificate.