How to check credit card information
Query credit card information:
1. Bank branch query: You can go to the bank branch to query and ask the bank teller for credit card details. Just the bill.
2. Log in to personal online banking: Credit card holders log in to the bank’s online banking of the card-issuing bank and conduct bill inquiries through the credit card inquiry in the account inquiry service. If you use an Agricultural Bank of China credit card, please log in to personal online banking and click "Credit Card → Inquiry → Bill Inquiry" to check the unissued bill details of your credit card and the statements of the last twelve months, including the repayment amount and the minimum repayment amount. , consumption records, repayment records, etc.
3. Log in to the mobile banking APP: Download and log in to the official APP of the credit card issuing bank, and then bind your credit card to directly query the bill.
4. Call the bank customer service hotline: You can call the service hotline of the credit card issuing bank and transfer to manual service to ask customer service to help with inquiries.
5. Some banks can check credit card statements through text messages: such as China Construction Bank, just send CCZD# on your mobile phone to check.
6. WeChat inquiry: If you use an Agricultural Bank of China credit card, please follow the "Agricultural Bank of China" WeChat official account and click "Credit Card → My Bill" to view the current bill details, unissued bill details, Historical bill details. Including general transaction details, installment transaction details and special bills.
Operating environment: Microsoft Edge version 95.0.1020.40 WeChat Version 8.0.16 China Construction Bank harmonyOS version 5.6.0
Nowadays, most banks support online inquiry of credit card debts. Among the more common online inquiry channels are WeChat official account, online banking, mobile banking, etc. This query method cannot intuitively see the credit card balance. When the cardholder logs in, he can only see the available limit of the credit card, and needs to subtract the available limit from the total credit card limit. Only then can the amount owed on the credit card be determined. Then the calculated balance of each card is summed up, which is the total credit card debt that the cardholder needs to repay. But relatively speaking, the accuracy of this type of query method is not very high, especially when the credit card has installments. After all, the total amount of debt is not just the principal of the installments, but also the amount of each installment. Installment fee.
How to check how many credit cards you have in your name
The methods to check how many credit cards you have in your name are:
1. Check the number of credit cards through the Internet: Query The user finds and enters the Personal Credit Information Service Platform of the People's Bank of China and clicks "Start Now". If the inquirer has an account, he or she only needs to log in; if the inquirer does not have an account, he or she needs to register an account first and then log in. After the inquirer logs in, he first clicks "Credit Services" and then clicks "Get Credit Information". After successfully obtaining the information, the inquirer can know the number of his or her credit card accounts (i.e., the number of credit cards).
2. Check the number of credit cards at offline business outlets: Personal credit reports include the number of credit cards owned by citizens. Cardholders can check their credit cards by checking their personal credit. Cardholders only need to bring their ID cards to the local People's Bank of China branch to print their credit report and then check their credit card through the credit report. If a cardholder has too many credit cards, the bank will consider the cardholder's potential debt to be too high and may not be able to take on new debt. In order to reduce the risk of borrowing, banks often reject applications from borrowers with too many credit cards and will not issue new loans or credit cards to such borrowers.
How to check personal credit card (credit card)?
There are three ways to query personal credit cards (debit cards):
1. Telephone query: You need to query the bank’s customer service phone number by yourself, and ask the customer service staff to query your ID card. Information related to your credit card (credit card);
2. Log in to the credit reporting system: Use your ID number to register and query your credit reporting online to query your personal credit card (credit card) debit card);
3. Handling at bank outlets: You can bring your ID card to the local Credit Information Management Center of the People's Bank of China and check your personal credit card (credit card) with the help of the staff.
How to check personal credit card
In the case of China Merchants Bank credit card:
1. After logging into the Palm Life APP, select "Finance → Card Manager" and the number of credit card holders will be displayed. For information such as the number of cards and card types, click on the card you want to query, click "Query" in the upper right corner of the open page, enter the "Query Password" and after verification, you can see the complete information.
2. If the credit card is associated with mobile banking, after logging in to mobile banking, click the "headphone icon → query → select account" in the upper right corner of the "Home Page", select the credit card to be viewed in the drop-down menu, and click "Send" Verification code", enter the verification code to view the complete query.
Warm reminder: ① Unreceived credit cards for newly opened accounts cannot be queried.
② For credit cards that are not activated and not linked to OneNet users, please activate the card through Palm Life and check it.
(Response time: January 13, 2021. For the latest business changes, please refer to the official website of China Merchants Bank)
How to check all credit cards in your name
The following During the operation, the operating environment is Android and any version of the mobile phone software is opened:
There are two ways to query
The first: through credit query (computer credit query, bank query Credit inquiry)
Second: Inquiry through bank branches
Computer credit inquiry
This method is the most convenient and does not require going out, but it requires a second Results come out of the sky
Online search for credit reporting center - People's Bank of China Credit Reporting Center
Click on the Internet Personal Credit Information Service Platform - Start Now
Download and install Controls - New user registration - Log in
Apply for credit information - Get dynamic code - Submit
Log in to the platform 24 hours after submitting the application, click on credit services and then click on obtain Credit information
You can see the number of your credit card accounts, which is the number of your credit cards.
The second method - branch inquiry
The cardholder brings the original ID card to the local People's Bank of China to print the credit report. The printed credit report can be printed immediately. The number of credit cards processed in one *** will be displayed.
How to check the credit card under your name
1. Go to the credit inquiry home page and click on the Internet Personal Credit Information Service Platform; 2. After entering, click Login and fill in your login name and password. Click to log in;
Apply for a credit card
3. Perform identity verification. Users who choose the bank card, digital certificate or mobile financial IC card verification method can obtain the verification results in real time; if they choose the question verification method, they will receive the verification results via text message 24 hours after submitting the application. If they fail the identity verification multiple times, they can switch to other verification methods. Or go to the local People's Bank of China branch to check the credit report on site;
4. Submit an inquiry application.
The platform provides three product services: personal credit information reminder, personal credit information summary and personal credit report. The personal credit information reminder prompts the registered user in one sentence whether the registered user has existed in the personal credit system for the past 5 years. Overdue records, the personal credit information summary shows registered users a summary of their personal credit status, including summary information of credit records, company records and inquiry records; the personal credit report shows registered users their Basic information on personal credit information
including detailed information on credit records, some public records and inquiry records;
Credit cards
5. Obtain Query results. After the credit information product is processed (usually on the second day after the inquiry application is successfully submitted), the platform will send a 0-door recommendation text message containing the identity verification code to the user. The user can log in to the platform within 7 days of receiving the identity verification code. Use the authentication code to view query results.
That’s it for the introduction to personal credit card inquiries.