Cardholders can accumulate points by using Ping An Credit Card to spend money in restaurants, entertainment, hotels, hotels, department stores and other retail stores, or ordering goods through Ping An Credit Card Center. However, the following items will not be counted:
1, annual credit card fee, cash advance fee, installment fee, late payment fee and other expenses and interest;
2、? Credit card withdrawal and overpayment recovery, deposit (repayment), transfer, spiritual use, bill installment;
3, telephone, insurance, water and electricity and other public utilities payment or withholding business;
4. Special consumption such as online consumption, public utilities, hospitals, governments, charities, schools and residents' services;
5, real estate, wholesale, household appliances, car sales and maintenance, gas (gas), gambling consumption;
6. UnionPay merchants with special preferential rates (including but not limited to three rural preferential rates, county and township preferential rates, fixed-rate preferential rates, etc.). ) it doesn't count;
7. If the cardholder's transaction merchant violates the parameter setting specification of the relevant bank card acceptance machine of China UnionPay, the cardholder's transaction in the merchant will not be counted;
8. If the cardholder uses the credit card for non-personal consumption, or rents, lends or gives the credit card to others for use, or is suspected of using false transactions to violate the Personal Credit Card Receiving Contract of Ping An Bank, the Articles of Association of Ping An Bank Credit Card, the Rules of this Points Incentive Plan and other relevant regulations, the points will not be calculated;
9. Other projects designated by Ping An Bank.
Extended data:
Cardholders can check the accumulation of points through the following channels:
1, credit card bill, credit card online banking and credit card customer service hotline: inquire about the points balance of Wanlitong account, the number of new points in this period, the number of adjusted points in this period and the number of points about to expire;
2. Pocket Bank APP: inquire about mileage points balance, points orders, points payment details and points income details;
3. One wallet APP, one wallet website, one wallet customer service hotline (4008-666-666), one online customer service (www.yqb.com/service/#/onlineservice) and one wallet WeChat (my 1qianbao): inquire about the balance of points, points orders, points payment details and points income details;
4. Other inquiry methods announced by Ping An Bank.
Reference source; Ping An Bank-Credit Card Points Rules