1. Pay by credit card through USD and UnionPay channels, free of overseas transaction fees;

2. Consumption in currencies other than USD or EUR will be accounted for in USD or EUR, and the handling fee for overseas transactions will be charged at 0.7% of each amount of RMB 65,438.

Everbright Credit Card overseas (including Hong Kong, Macao and Taiwan) cash withdrawal fees are divided into two situations:

1, UnionPay channel cash withdrawal fee: RMB cash withdrawal, charged at 3% of the transaction amount for each transaction, with a minimum of 15 yuan; 3% of the transaction amount is charged for each withdrawal of US dollars, with a minimum of US$ 5.

2. Handling fee for cash withdrawal through non-UnionPay channels: for credit cards marked with VISA, MasterCard and JCB that are withdrawn through overseas non-UnionPay channels, a handling fee of 3% of the transaction amount is charged for each transaction, with a minimum of $5; The euro is at least 5 euros.