Bank scores are generally not monitored by the bank to which you belong, but if you have dealings with non-performing funds, the bank will definitely pay attention to these. Non-performing assets are a general concept, and they are specific to accounting subjects. In terms of bad debt accounts, they mainly include, but are not limited to, non-performing assets of banks, non-performing assets of the government, non-performing assets of securities, insurance, and funds, and non-performing assets of enterprises.

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Bank card scoring refers to the cardholder using his or her credit card or payment code to collect payments on behalf of others to earn commissions. This can be done by swiping the card through a POS machine. Payment is made by scanning the QR code.

This "score-running" model carries great risks, for example, it may involve gambling, fraudulent collections, etc. Not only will the deposit be defrauded, but you may also be suspected of participating in illegal and criminal activities and be handed over to the judicial authorities. , if the circumstances are serious, it may also constitute the crime of money laundering. Please keep your eyes open and beware of being deceived.

Precautions for online banking are as follows:

1. Avoid using search engines

Obtain the online banking URL from a regular bank outlet and remember it when logging in to online banking. Try to avoid using third-party channels such as search engines. Because some fake online banking URLs are likely to be hidden in the search results, once you click to enter, you may fall into a trap unknowingly.

The best way is to register the correct online banking URL in your browser's favorites, and access it by clicking the link in your favorites for subsequent visits to ensure that you will not access the wrong URL.

2. Set mixed passwords and double passwords

Password settings for online banking should avoid being related to personal information. It is recommended to use a mixed password of numbers and letters to increase the difficulty of cracking the password and keep it properly. Try to avoid the transaction password being the same as the credit card password.

3. Regularly check transaction records

Regularly check business records such as transfers and payments handled by online banking, or customize account change notifications through text messages to keep track of account changes at any time.

4. Keep digital certificates properly

Avoid using online banking on public computers to prevent digital certificates and other confidential information from falling into the hands of others.

5. Be wary of email links

Online banking generally does not issue "system maintenance and upgrade" reminders via email. In the event of a major event, the system will suspend services and the bank will notify you in advance. Announcement to customers. Therefore, when you receive an email like this, beware of a scam. Once you discover that your data has been stolen, you should immediately change the relevant transaction password or report the loss of your bank card.