Hello, our bank’s credit card currently provides 3 methods for transfer operations, namely ATM transfer, telephone cash advance and online banking cash advance. All transactions require credit cards that have set transaction passwords and activated them. Cash advance feature.
The fees, interest, and limits are the same as for domestic RMB cash advance business, that is, within the available limit of cash advance, the cumulative daily cash advance amount of each card shall not exceed RMB 2,000, and the handling fee shall be the transaction amount 1%, with a minimum charge of RMB 10 per transaction; interest-free repayment is not available, and interest will be charged at a daily interest rate of 5/10,000 from the transaction date to the settlement date, and compound interest will be charged on a monthly basis. (Supported currency: RMB)