6. Although the paper has not discussed it, what other issues are closely related to it?

The establishment and improvement of the personal credit system is the most touching point. Personal credit There is definitely a close relationship between the system and credit cards. As far as I know, college students generally don’t know enough about the personal credit system.

7. Are there any issues that I have not yet clarified and have not discussed thoroughly in the paper?

I am really not very clear about the industry management system and system of the credit card market. For example, it is not clear enough how banks specifically stipulate and implement credit card overdraft interest rates, minimum repayment ratios, and overdraft limits. Moreover, there is not enough understanding of what indicators banks actually use as essential indicators.

8. What is the main basis for the argument when writing the thesis?

The college student credit card market has not started for a long time. There are opportunities in development, but it also encounters many bottlenecks. As a rising industry, and a rising industry whose development is imperative, the college student credit card market urgently needs to find the right direction and achieve rapid development.

9. What is the innovation of this paper?

The innovation of this paper is that when discussing the development of the college student credit card market, it not only discusses it from the perspective of banks and college students, but also discusses it from the perspective of banks and college students. The university perspective was analyzed. The promotion of college students' credit card business is a commercial activity. When it encounters bottlenecks, the school is certainly not responsible, but both banks and college students can work together with the school to solve this problem.

10. What are the shortcomings of the paper?

I think the shortcomings probably lie in two aspects:

1. Proposal for the optimization strategy of the college student credit card market There are many, but all aspects are not discussed in detail, and the innovations of this article are not discussed in a focused and biased manner.

2. This article adopts research methods such as literature analysis and comparative methods, but some methods unique to the finance major are not used enough. In empirical analysis, normative analysis, mathematical economic model analysis, econometric model analysis, Among the major research methods of case analysis and system analysis, only case analysis is involved and not very much.

The above is the sharing by the editor of Global Ivy League about common questions in the thesis defense of financial management majors. I hope it will be helpful to all senior friends who want to know more about graduation thesis. Content, everyone is welcome to pay attention to this platform.