The credit card line is 3,000 yuan, and 50% of the available line can be overdrawn, that is, 1500 yuan. The daily limit of atm withdrawal is 2000 per person per card. In addition to the withdrawal fee, domestic and foreign overdraft withdrawals must also pay interest, and some banks can enjoy interest-free treatment.

Credit card overdraft withdrawal method:

1, overdraft cash withdrawal is a small cash loan provided by banks to cardholders to help them flexibly allocate funds when they are in urgent need.

2. Overpayment cash withdrawal refers to the funds paid by credit card customers or deposited in credit card accounts, and it takes certain formalities to take out the overpayment. This amount can increase the available credit limit of the cardholder's credit card, or be directly used for consumer repayment. If the credit card has overpayment, the overpayment shall be deducted first, and then the credit line shall be deducted. If the overpayment is greater than the consumption amount, there will be no overdraft.