The interest-free period is until June 23, which means there is no minimum payment amount this month! If it can be repaid before June 23, it will be gone. If it is not repaid, a late payment fee will be charged.

Revolving credit interest: daily interest rate of 5/10,000

Late payment fee: minimum repayment For 5% of the unpaid portion of the balance, a minimum charge of RMB10 yuan or USD1 yuan will be charged (for an American Express card, a minimum charge of RMB30 yuan or USD3 yuan will be charged for the 5% of the unpaid portion of the minimum payment amount)

1. The first month The minimum payment is 1,500, with no late payment fees. The principal owed on the second month's repayment date is 13,000-1,500=11,500, and the interest is 11,500*0.05*30=172.5

2. No repayment in the first month , the second month’s late payment fee is 1500*0.5=7.5lt; 10, receive 10, principal 13000, interest 13000*0.05*30=195