Impact of being blacklisted by banks:
1. You cannot apply for a loan.
You can't get a credit card.
3. Restricted transportation: you can't choose the second-class cabin or above of the plane, and the trains and ships are soft sleepers; People with bad credit will not be able to buy travel and holiday products through Taobao, Tmall, Alipay, CAR Inc and other platforms, nor will they be able to book air tickets.
4. Limit the high consumption in hotels, hotels, nightclubs, golf courses and other places above the star level.
5. Limit the payment of high premiums to purchase insurance wealth management products.
6. Restrict the leasing of high-end office buildings, hotels, apartments and other places to work.
7. Restrict the purchase of non-operating vehicles.
8. Restrict children from attending private schools with high fees.
9. If the person subjected to execution is a natural person due to dishonesty, he shall not be the legal representative, director, supervisor or senior manager of the enterprise.
Legal basis: Article 3 of the Provisions of the Supreme People's Court Municipality on Restricting the High Consumption and Related Consumption of the Executed Person states that if the executed person is a natural person, he shall not engage in the following high consumption and unnecessary consumption behaviors after taking measures to restrict consumption:
(a) when taking the means of transportation, choose the second class or above of the plane, train soft sleeper and ship;
(two) high consumption in hotels, hotels, nightclubs, golf courses and other places above the star level;
(three) the purchase of real estate or new construction, expansion, high-grade decoration of housing;
(four) leasing high-grade office buildings, hotels, apartments and other places to work;
(5) Purchasing non-essential vehicles;
(6) tourism and vacation;
(seven) children attending private schools with high fees;
(8) Paying high premiums to purchase insurance wealth management products;
(9) Non-essential consumption behaviors such as taking all seats of G-prefix EMU trains and first-class and above seats of other EMU trains.
If the person subjected to execution is a unit, the person subjected to execution, its legal representative, principal responsible person, person directly responsible for debt performance and actual controller shall not carry out the acts specified in the preceding paragraph after taking measures to restrict consumption. Anyone who uses personal property for private consumption to commit the acts mentioned in the preceding paragraph may apply to the enforcement court for enforcement. If the examination by the enforcement court is true, it shall be allowed.