There are two ways to cancel the credit card account of Minsheng Bank

1. Cancel the credit card account through the bank phone

Minsheng Bank credit card holders can call the customer service hotline 400-669-5568 to cancel the account. You can successfully cancel the account after entering the card number and other information according to the prompts. Special reminder is that there must be no outstanding balance in the account when canceling the card, and to ensure account security, the card must be with the cardholder when canceling the card over the phone.

2. Cancel the account through the counter of Minsheng Bank

If the credit card has been lost, the cardholder can only cancel the account through the bank counter. When you go to a bank branch to cancel your credit card, you need to bring a valid ID, fill out the relevant application, and then complete the cancellation.

It should be noted that if your credit card is lost, it is best to report the loss first and then cancel it. According to the credit card regulations, the cardholder shall be responsible for the losses caused after the credit card is lost and before the loss is reported. The losses caused after the loss report takes effect shall not be borne by the cardholder.

Notes on cancellation of Minsheng Bank credit card

1. There is a difference between card cancellation and account cancellation. After the credit card account is closed, all credit cards under the account will be canceled.

2. Only by settling the outstanding balance in the account can the cancellation be smooth. In addition to preparing relevant ID cards, you must also ensure that there is no outstanding balance in the card. If the deposit amount is small, you must explain it to the staff and ask them to clear it.

3. After applying for cancellation, you must wait for a 45-day settlement period, and call the bank after 46 days to check the cancellation status. Only after confirmation can the cancellation be considered successful.

4. Cut off the old card after completing the cancellation. Canceled cards still contain a lot of personal information and can be used in some places that only require the card number, so they must not be thrown away. If there is no need for collection, the magnetic strip should be cut and handed over to the bank counter for special shredding. .