Using the card for consumption within the credit limit, and a single transaction of 1,500 yuan or more, as long as it is not a house, car, tuition, hospital, government consumption, can be made two days after the card consumption, the final repayment date Call to apply for installment three days ago
1. The credit limit must be fully occupied for the installment, which means that your card must first be able to withdraw the money, and then you can make the installment
2. There are no other conditions for application. As long as it is not the consumption type mentioned above, you can buy anything
3. Handling fee:
Card amount: 1500-6500: 0.75%< /p>
6500——12500: 0.7%
Greater than or equal to 12500: 0.68%
The principal plus handling fee will be charged every month
4. Number of periods: It can be divided into 6, 9, 12, 18, and 24 periods
Currently there are activities, from May 15th to August 15th, 1% of the principal will be returned in 12 periods. 2% of the principal will be returned in 18 installments, and 3% of the principal will be returned in 24 installments (20% of the total refund amount will be deducted from personal income tax). After successful installment, the second installment will be refunded in one go. The refunded amount can be counted as Repayment
5. Once the installment is determined, it cannot be changed. If you want to cancel in advance, you must pay the remaining handling fee and principal of each installment in one go
6. The credit limit will be occupied by the installment. , return one amount, and restore the amount of one amount
7. If the installment amount is counted as points, the points obtained after the installment is successful will be deducted from the account first, and then one amount will be repaid, and then another amount of points will be given.