The car is only a supplementary proof of financial resources, and banks have to evaluate credit card approval mainly based on income. Credit card audit only refers to the vehicle driving license, not the vehicle as collateral.
According to the regulations of the bank, the applicant for credit card must be between 18 and 65 years old and have stable repayment ability. If it's the first time to apply for a credit card, it's best to apply for an ordinary card, and the amount is between 1000 yuan and 10000 yuan.