I believe many people will ask, what does "stop payment" on a credit card mean? The editor will introduce it to you below. Friends who are interested can come and take a look.

Credit card "stop payment" means stopping payment, suspending payment, or prohibiting payment. Stop payment is divided into two situations: the cardholder actively applies for stop payment and the bank stops payment:

1. The cardholder actively applies for stop payment: If the cardholder has special personal circumstances, such as losing the credit card, If the card is stolen or stolen, you can proactively apply to the bank to stop payment. In this case, the cardholder's credit status will not be affected.

2. Stop payment behavior implemented by the bank: The bank can monitor the cardholder's card usage in real time. If the cardholder is found to have illegally used the card, is overdue, falsely applied for a card, stolen or has other potential risks, Under certain circumstances, the bank has the right to stop payment on the credit card to protect the safety of funds.

If the cardholder is stopped by the bank, please pay attention. To some extent, this passive "stop payment" may have a greater impact than "overdue". So no matter what, everyone still needs to maintain good credit card usage habits, which will also be beneficial to their personal credit.