Hua Xia Bank credit cards have annual fees. Although there is an annual fee exemption policy for some regular cards and gold cards, when the cardholder does not meet the annual fee exemption standard for swiping the card, he or she can Redeem the annual fee through credit card points, thereby reducing the cost of using the credit card. So how many points are needed to exchange Hua Xia Bank credit card points for the annual fee? Let’s find out together.

How many points are needed to redeem Hua Xia Bank’s credit card points for the annual fee?

The number of points for Hua Xia Bank’s credit card points redemption for the annual fee is determined based on the type of credit card.

1 China Credit Card regular card and colorful picture credit card: the annual fee for the main card is 100 yuan/year and requires 5,000 points; the supplementary card is 50 yuan/year and requires 3,000 points.

2 Hua Xia Credit Card Gold Card, Self-Driving Travel Co-branded Credit Card and Outlet Contact Credit Card: The annual fee for the main card is 200 yuan/year and requires 10,000 points; the supplementary card has an annual fee of 100 yuan/year and requires 5,000 points.

3 Huaxia Titanium Credit Card: The annual fee for the main card is 380 yuan/year and requires 20,000 points; the supplementary card is 190 yuan/year and requires 10,000 points.

It is worth mentioning that points can be used to redeem credit card annual fees only for Hua Xia Credit Card holders who have already incurred annual credit card fees. In addition, business credit cards, Titanium Beauty credit cards and Lufthansa co-branded credit cards cannot use points to redeem annual fees.

The above is a standard introduction to the annual fee for redeeming Hua Xia Bank credit card points. I hope it can be helpful.