first of all, it needs to be clear that it is a common thing to apply for a credit card to be rejected, so don't worry too much. The following are the solutions you can take:

1. Find out your overdue records

If your credit card application is rejected because you have overdue records of online loans, you need to find out your overdue records first, and distinguish which ones are formal and which ones are informal. You can get a big data report in Balloon Check to check your overdue status in detail.

2. Classify online loans

Classify overdue online loans, and give priority to formal credit reporting to reduce the impact on yourself. If the funds are insufficient, you can negotiate with the online loan platform. This will help to solve the overdue problem steadily.

3. Actively improve personal credit records

In addition to solving the overdue problem, it is also important to further improve personal credit records. You can actively improve your credit record by paying back on time, applying for a small number of credit cards and using credit loans reasonably, so as to improve the pass rate of the next credit card application.

4. Seek other channels

Finally, if all the above measures are taken, but you still can't apply for a credit card, you can seek other channels, such as seeking guarantees from relatives and friends and applying for a debit card.

It's not an embarrassing thing that the credit card application is rejected. Taking the above measures can speed up the solution of the problem. I wish you a smooth application for your favorite credit card!