The annual fee is determined by the credit card level, not by the credit card amount.

The line of 1.5 million may be a standard platinum card or a luxury platinum card (some banks call it a diamond card).

The annual fee for a standard platinum card is generally 800- 1200 yuan, and the annual fee for a luxury platinum card is generally 1800-3600 yuan.

The amount of standard platinum card is 500,000-200,000, and the amount of luxury platinum card is10-500,000.