The repayment date of ICBC's credit card is 5th, and the repayment date due next month will be enough.

The amount owed on the due bill date is the consumption record generated by the current bill, and the due repayment date is behind the bill date. Therefore, the consumption record generated after the bill date can only be recorded in the next bill. Therefore, the repayment date of ICBC's credit card on the 5th and the next month's due repayment date with the 5th swipe are enough.

You can register for automatic repayment through ICBC card issuers or online banking, and ICBC will automatically deduct money from the transfer-out account to repay the user before the repayment due every month.

if the arrears are fully repaid before this date, the overdraft consumption part can be exempted from loan interest.

Extended information:

1. Minimum repayment amount

The minimum amount that the cardholder should repay before the due repayment date (inclusive) is the sum of the unpaid part of the minimum repayment amount in the previous bill and 1% of the account overdraft balance on the current statement date. ?

2. Cleverly use the longest interest-free repayment period

The longest interest-free repayment period is the longest interest-free overdraft period that customers can get from banks in theory. For daily use, the most effective way to use the card is to make full use of the bank's interest-free overdraft for every credit card transaction in daily life, and at the same time, it will not lead to personal credit loss and overdraft interest.

Therefore, as long as the automatic repayment function of online credit card is enabled to ensure that the designated repayment account has sufficient funds, the bank can be authorized to automatically calculate and deduct the repayment amount that should be returned in the current period before the end of the interest-free repayment period. ?

industrial and commercial bank of China-credit card service?